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COMMONWEALTH OF PENNSYLVANIA

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PA Bulletin, Doc. No. 98-1710

NOTICES

DEPARTMENT OF BANKING

Action on Applications

[28 Pa.B. 5261]

   The Department of Banking of the Commonwealth of Pennsylvania, under the authority contained in the act of November 30, 1965 (P. L. 847, No. 356), known as the Banking Code of 1965; the act of December 14, 1967 (P. L. 746, No. 345), known as the Savings Association Code of 1967; the act of May 15, 1933 (P. L. 565, No. 111), known as the Department of Banking Code; and the act of December 19, 1990 (P. L. 834, No. 198), known as the Credit Union Code, has taken the following action on applications received for the week ending October 6, 1998.

BANKING INSTITUTIONS

New Charter Applications

DateName of Bank LocationAction
10-1-98The Philadelphia Trust
   Company
Philadelphia
Philadelphia County
PhiladelphiaApproved
10-2-98Allegiance Bank of
   North America
Bala Cynwyd
Montgomery County
Bala CynwydFiled
Correspondent
C. Andrew Cook
c/o Isdaner & Co., LLC
Three Bala Plaza, Ste. 501 West
Bala Cynwyd, PA 19004-4643

Conversions

DateName of Institution LocationAction
9-30-98Nesquehoning Savings Bank
Nesquehoning
Carbon County
NesquehoningFiled
Application represents conversion from a State-chartered mutual savings bank to a State-chartered stock savings bank solely to facilitate the proposed merger with and into First Star Savings Bank, Bethlehem.
10-1-98Northwood Savings Association
Philadelphia
Philadelphia County
            To:
Northwood Savings Bank
Philadelphia
Philadelphia County
1500 E. Susquehanna
   Avenue
Philadelphia
Philadelphia County
Effective
Represents conversion from a State-chartered mutual savings association to a State-chartered mutual savings bank.
10-1-98United States National
   Bank in Johnstown
Johnstown
Cambria County
            To:
U.S. Bank
Johnstown
Cambria County
JohnstownEffective
Represents conversion from national charter to a State charter.
Branches Acquired via Conversion:
101 South Main Street
Carrolltown
Cambria County
928 Roberts Street
Nanty Glo
Cambria County
101 West High Street
Ebensburg
Cambria County
1383 Shoemaker Street (Drive-Up)
Nanty Glo
Cambria County
179 Lovell Avenue
Ebensburg
Cambria County
900 Locust Street
St. Michael
Cambria County
110 Plaza Drive
Johnstown
Cambria County
Main Street
Coalport
Clearfield County
1404 Eisenhower Boulevard
Johnstown
Cambria County
104 Sunshine Avenue
Central City
Somerset County
1219 Scalp Avenue
Johnstown
Cambria County
108 West Main Street
Somerset
Somerset County
1059 Franklin Street
Johnstown
Cambria County
1501 Somerset Avenue
Windber
Somerset County
163 Fairfield Avenue
Johnstown
Cambria County
112 South Chestnut Street
Derry
Westmoreland County
Galleria Mall
500 Galleria Drive
Johnstown
Cambria County
#1 Roadway Plaza
Seward
Westmoreland County
180 St. Mary's Street
Loretto
Cambria County
Mobile Branch which circulates
to various businesses and locations
throughout the bank's service area
on a scheduled basis.

Consolidations, Mergers and Absorptions

DateName of Bank LocationAction
9-30-98First Star Savings Bank,
   Bethlehem, and Nesquehoning
   Savings Bank, Nesquehoning
   Surviving Institution--
   First Star Savings Bank,
   Bethlehem
BethlehemFiled
10-5-98Jersey Shore State Bank,
   Jersey Shore, and The First
   National Bank of Spring Mills,
   Springs Mills
   Surviving Institution--
   Jersey Shore State Bank,
   Jersey Shore
Jersey ShoreFiled

Branch Applications

DateName of Bank LocationAction
3-10-98Founders' Bank
Bryn Mawr
Montgomery County
100 South Orange St.
Media
Delaware County
(Approved as
300 W. State St.)
Opened
4-1-98BankPhiladelphia
Norristown
Montgomery County
1535 Locust Street
Philadelphia
Philadelphia County
Opened
9-24-98The Peoples Bank
   Of Oxford
Oxford
Chester County
103 Jennersville Road
Penn Township
Chester County
(Approved as Baltimore
Pike and Route 796)
Opened
9-28-98PFC Bank
Ford City
Armstrong County
181 New Castle Road
Butler
Butler Township
Butler County
Opened
10-1-98Citizens & Northern Bank
Wellsboro
Tioga County
1085 South Main St.
Mansfield
Richmond Township
Tioga County
Opened

Branch Discontinuances

DateName of Bank LocationAction
1-31-98United Savings Bank
Philadelphia
Philadelphia County
320 McDade Blvd.
Folsom
Delaware County
Effective

SAVINGS ASSOCIATIONS

Branch Relocations

DateName of Association LocationAction
10-2-98Citizens Savings Association
Mt. Pocono
Monroe County
To:335 Willow Avenue
(Route 6)
Honesdale
Wayne County
Filed
From:815 Main Street
Honesdale
Wayne County

CREDIT UNIONS

Consolidations, Mergers and Absorptions

DateName of Credit Union LocationAction
10-1-98Diamond Credit Union, Pottstown,
   and Mrs. Smith's Pie Company
   Federal Credit Union, Pottstown
   Surviving Institution--
   Diamond Credit Union, Pottstown
PottstownEffective

RICHARD C. RISHEL,   
Secretary

[Pa.B. Doc. No. 98-1710. Filed for public inspection October 16, 1998, 9:00 a.m.]



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