NOTICES

DEPARTMENT OF BANKING

Action on Applications

[33 Pa.B. 4079]

   The Department of Banking, under the authority contained in the act of November 30, 1965 (P. L. 847, No. 356), known as the Banking Code of 1965; the act of December 14, 1967 (P. L. 746, No. 345), known as the Savings Association Code of 1967; the act of May 15, 1933 (P. L. 565, No. 111), known as the Department of Banking Code; and the act of December 19, 1990 (P. L. 834, No. 198), known as the Credit Union Code, has taken the following action on applications received for the week ending August 5, 2003.

BANKING INSTITUTIONS

Holding Company Acquisitions

Date	Name of Corporation		Location	Action
7-29-03	East Penn Financial Corporation,    Emmaus, to acquire up to 24.9%    of the outstanding common stock    of Berkshire Bank, Wyomissing    (In Organization)		Emmaus	Filed

Consolidations, Mergers and Absorptions

Date	Name of Bank		Location	Action
7-31-03	Atlantic Central Bankers    Bank, Camp Hill, PA    and ACB Bank, NJ, Carlstadt, NJ    Surviving Institution--    Atlantic Central Bankers Bank,    Camp Hill, PA		Camp Hill, PA	Effective
	ACB Bank, NJ, a New Jersey state-chartered bank, was formed solely to enable Atlantic Central Bankers Bank to establish an interstate branch in New Jersey.
	Branch Acquired:
	400A Commerce Boulevard Carlstadt Bergen County, NJ

Branch Applications

Date	Name of Bank		Location	Action
7-31-03	Harleysville Savings Bank Harleysville Montgomery County		1889 Ridge Pike Royersford Upper Providence Township Montgomery County	Filed
8-4-03	Beneficial Mutual    Savings Bank Philadelphia Philadelphia County		701 W. Germantown Pk. East Norriton Montgomery County	Approved
8-4-03	Sun Bank Lewisburg Union County		2134 Sandy Drive Suite 3 State College Centre County	Approved
8-4-03	Bank of Hanover and    Trust Company Hanover York County		1438 Liberty Road Eldersburg Carroll County, MD	Approved
8-4-03	Citizens & Northern Bank Wellsboro Tioga County		130 Court Street Williamsport Lycoming County	Approved
8-4-03	Beneficial Mutual    Savings Bank Philadelphia Philadelphia County		12360 Academy Road Philadelphia Philadelphia County	Approved
8-4-03	Citizens Bank of    Pennsylvania Philadelphia Philadelphia County		2 E. Baltimore Ave. Media Delaware County	Approved

Branch Relocations

Date	Name of Bank		Location	Action
8-4-03	Patriot Bank Pottstown Montgomery County	To:	3559 Bath Pike Bethlehem Northampton County	Approved
		From:	3650 Nazareth Pike Bethlehem Northampton County
8-4-03	Fulton Bank Lancaster Lancaster County	To:	5049 Jonestown Road Harrisburg Lower Paxton Township Dauphin County	Approved
		From:	4807 Jonestown Road Harrisburg Lower Paxton Township Dauphin County
8-4-03	Farmers First Bank Lititz Lancaster County	To:	3199 Cape Horn Road Red Lion York County	Approved
		From:	5 West High Street Red Lion York County

Branch Discontinuances

Date	Name of Bank		Location	Action
8-4-03	First Commonwealth Bank Indiana Indiana County		52 Main Street Falls Creek Jefferson County	Approved
7-31-03	Fulton Bank Lancaster Lancaster County		3123 N. George St. Emigsville York County	Filed

SAVINGS INSTITUTIONS

No activity.

CREDIT UNIONS

No activity.

A. WILLIAM SCHENCK, III,   
Secretary

[Pa.B. Doc. No. 03-1594. Filed for public inspection August 15, 2003, 9:00 a.m.]

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