NOTICES

DEPARTMENT OF BANKING

Action on Applications

[34 Pa.B. 2834]

   The Department of Banking, under the authority contained in the act of November 30, 1965 (P. L. 847, No. 356), known as the Banking Code of 1965; the act of December 14, 1967 (P. L. 746, No. 345), known as the Savings Association Code of 1967; the act of May 15, 1933 (P. L. 565, No. 111), known as the Department of Banking Code; and the act of December 19, 1990 (P. L. 834, No. 198), known as the Credit Union Code, has taken the following action on applications received for the week ending May 18, 2004.

BANKING INSTITUTIONS

Holding Company Acquisitions

Date	Name of Corporation		Location	Action
5-13-04	Community Bank Systems, Inc.,    Dewitt, NY, to acquire 100%    of voting shares of First Heritage    Bank, Wilkes-Barre, PA		DeWitt, NY	Approved
	As a result of the acquisition transaction, First Heritage Bank will be merged with and into Community Bank, National Association, Canton, NY.

New Charters

Date	Name of Bank		Location	Action
5-11-04	Gateway Bank of Pennsylvania McMurray Washington County		3402 Washington Road McMurray Washington County	Commenced Operations
5-13-04	MoreBank Philadelphia Philadelphia County		Philadelphia	Filed
	Correspondent: Eric Tazelaar Richard B. Reading Associates 759 State Road Princeton, NJ 08540

Branch Applications

Date	Name of Bank		Location	Action
5-10-04	First Savings Bank    of Perkasie Perkasie Bucks County		Quakertown Commons 1051 South West End Blvd. Quakertown Richland Township Bucks County	Opened
5-13-04	Bank of Hanover and    Trust Company Hanover York County		2300 South Queen Street York York County	Filed
5-13-04	Citizens Bank of    Pennsylvania Philadelphia Philadelphia County		Aliquippa Giant Eagle Green Garden Shopping    Center 3000 Green Garden Road Aliquippa Beaver County	Opened
5-17-04	Citizens Bank of    Philadelphia Philadelphia Philadelphia County		Warwick Square    Shopping Center York Road and Mill Road Jamison Bucks County	Filed
5-18-04	Bank of Hanover and    Trust Company Hanover York County		8-12 Locust Lane Westminster Carroll County Maryland	Approved
5-18-04	The Bryn Mawr Trust Company Bryn Mawr Montgomery County		237 North Pottstown Pike Exton West Whiteland Township Chester County	Approved

SAVINGS INSTITUTIONS

Voluntary Dissolutions

Date	Name of Association		Action
5-13-04	Union Savings and Loan    Association Minersville Schuylkill County		Articles of Dissolution filed with Department of State. Corporate existence terminated.

CREDIT UNIONS

Articles of Amendment

Date	Name of Credit Union		Purpose	Action
5-13-04	Erie Community Credit Union Erie Erie County		Amendment to Article 8 provides for a change in the field of membership to include the whole of Erie County in conjunction with the Credit Union's conversion to a community charter.	Approved and Effective

A. WILLIAM SCHENCK, III,   
Secretary

[Pa.B. Doc. No. 04-951. Filed for public inspection May 28, 2004, 9:00 a.m.]

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