NOTICES

DEPARTMENT OF BANKING

Action on Applications

[28 Pa.B. 5261]

   The Department of Banking of the Commonwealth of Pennsylvania, under the authority contained in the act of November 30, 1965 (P. L. 847, No. 356), known as the Banking Code of 1965; the act of December 14, 1967 (P. L. 746, No. 345), known as the Savings Association Code of 1967; the act of May 15, 1933 (P. L. 565, No. 111), known as the Department of Banking Code; and the act of December 19, 1990 (P. L. 834, No. 198), known as the Credit Union Code, has taken the following action on applications received for the week ending October 6, 1998.

BANKING INSTITUTIONS

New Charter Applications

Date	Name of Bank		Location	Action
10-1-98	The Philadelphia Trust    Company Philadelphia Philadelphia County		Philadelphia	Approved
10-2-98	Allegiance Bank of    North America Bala Cynwyd Montgomery County		Bala Cynwyd	Filed
	Correspondent
	C. Andrew Cook c/o Isdaner & Co., LLC Three Bala Plaza, Ste. 501 West Bala Cynwyd, PA 19004-4643

Conversions

Date	Name of Institution		Location	Action
9-30-98	Nesquehoning Savings Bank Nesquehoning Carbon County		Nesquehoning	Filed
	Application represents conversion from a State-chartered mutual savings bank to a State-chartered stock savings bank solely to facilitate the proposed merger with and into First Star Savings Bank, Bethlehem.
10-1-98	Northwood Savings Association Philadelphia Philadelphia County             To: Northwood Savings Bank Philadelphia Philadelphia County		1500 E. Susquehanna    Avenue Philadelphia Philadelphia County	Effective
	Represents conversion from a State-chartered mutual savings association to a State-chartered mutual savings bank.
10-1-98	United States National    Bank in Johnstown Johnstown Cambria County             To: U.S. Bank Johnstown Cambria County		Johnstown	Effective
	Represents conversion from national charter to a State charter.
	Branches Acquired via Conversion:
	101 South Main Street Carrolltown Cambria County		928 Roberts Street Nanty Glo Cambria County
	101 West High Street Ebensburg Cambria County		1383 Shoemaker Street (Drive-Up) Nanty Glo Cambria County
	179 Lovell Avenue Ebensburg Cambria County		900 Locust Street St. Michael Cambria County
	110 Plaza Drive Johnstown Cambria County		Main Street Coalport Clearfield County
	1404 Eisenhower Boulevard Johnstown Cambria County		104 Sunshine Avenue Central City Somerset County
	1219 Scalp Avenue Johnstown Cambria County		108 West Main Street Somerset Somerset County
	1059 Franklin Street Johnstown Cambria County		1501 Somerset Avenue Windber Somerset County
	163 Fairfield Avenue Johnstown Cambria County		112 South Chestnut Street Derry Westmoreland County
	Galleria Mall 500 Galleria Drive Johnstown Cambria County		#1 Roadway Plaza Seward Westmoreland County
	180 St. Mary's Street Loretto Cambria County	Mobile Branch which circulates to various businesses and locations throughout the bank's service area on a scheduled basis.

Consolidations, Mergers and Absorptions

Date	Name of Bank		Location	Action
9-30-98	First Star Savings Bank,    Bethlehem, and Nesquehoning    Savings Bank, Nesquehoning    Surviving Institution--    First Star Savings Bank,    Bethlehem		Bethlehem	Filed
10-5-98	Jersey Shore State Bank,    Jersey Shore, and The First    National Bank of Spring Mills,    Springs Mills    Surviving Institution--    Jersey Shore State Bank,    Jersey Shore		Jersey Shore	Filed

Branch Applications

Date	Name of Bank		Location	Action
3-10-98	Founders' Bank Bryn Mawr Montgomery County		100 South Orange St. Media Delaware County (Approved as 300 W. State St.)	Opened
4-1-98	BankPhiladelphia Norristown Montgomery County		1535 Locust Street Philadelphia Philadelphia County	Opened
9-24-98	The Peoples Bank    Of Oxford Oxford Chester County		103 Jennersville Road Penn Township Chester County (Approved as Baltimore Pike and Route 796)	Opened
9-28-98	PFC Bank Ford City Armstrong County		181 New Castle Road Butler Butler Township Butler County	Opened
10-1-98	Citizens & Northern Bank Wellsboro Tioga County		1085 South Main St. Mansfield Richmond Township Tioga County	Opened

Branch Discontinuances

Date	Name of Bank		Location	Action
1-31-98	United Savings Bank Philadelphia Philadelphia County		320 McDade Blvd. Folsom Delaware County	Effective

SAVINGS ASSOCIATIONS

Branch Relocations

Date	Name of Association		Location	Action
10-2-98	Citizens Savings Association Mt. Pocono Monroe County	To:	335 Willow Avenue (Route 6) Honesdale Wayne County	Filed
		From:	815 Main Street Honesdale Wayne County

CREDIT UNIONS

Consolidations, Mergers and Absorptions

Date	Name of Credit Union		Location	Action
10-1-98	Diamond Credit Union, Pottstown,    and Mrs. Smith's Pie Company    Federal Credit Union, Pottstown    Surviving Institution--    Diamond Credit Union, Pottstown		Pottstown	Effective

RICHARD C. RISHEL,   
Secretary

[Pa.B. Doc. No. 98-1710. Filed for public inspection October 16, 1998, 9:00 a.m.]

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