NOTICES

DEPARTMENT OF BANKING

Action on Applications

[29 Pa.B. 1401]

   The Department of Banking of the Commonwealth of Pennsylvania, under the authority contained in the act of November 30, 1965 (P. L. 847, No. 356), known as the Banking Code of 1965; the act of December 14, 1967 (P. L. 746, No. 345), known as the Savings Association Code of 1967; the act of May 15, 1933 (P. L. 565, No. 111), known as the Department of Banking Code; and the act of December 19, 1990 (P. L. 834, No. 198), known as the Credit Union Code, has taken the following action on applications received for the week ending March 2, 1999.

BANKING INSTITUTIONS

Holding Company Acquisitions

Date	Name of Corporation		Location	Action
3-1-99	ACNB Corporation, Gettysburg, to acquire 100% of the voting shares of Farmers National Bancorp, Inc., Newville, and indirectly Farmers National Bank of Newville		Gettysburg	Effective

New Charter Applications

Date	Name of Bank		Location	Action
2-26-99	Community Bank of Chester County Exton Chester County		629 N. Pottstown Pike Exton Chester County	Commenced Business
	Community Bank of Chester County is a wholly-owned subsidiary of CBCC, Inc., Exton, a new Pennsylvania bank holding company.

Conversions

Date	Name of Bank		Location	Action
2-27-99	First National Bank of Jermyn Jermyn Lackawanna County       To: First Liberty Bank & Trust Jermyn Lackawanna County		Jermyn	Effective
	Represents conversion from a Nationally-chartered banking institution to a State-chartered banking institution. Subject bank is a wholly-owned subsidiary of First Liberty Bancorp, Inc., Jermyn, a bank holding company.
	Branches Acquired by Conversion:
	1700 Keyser Avenue Scranton Lackawanna County		67 Salem Avenue Carbondale Lackawanna County
	210 Church Street Jessup Lackawanna County		Route 502 Daleville Lackawanna County
	500 Davis Street Scranton Lackawanna County

Consolidations, Mergers and Absorptions

Date	Name of Bank		Location	Action
2-24-99	1st Summit Bank Johnstown Cambria County		Johnstown	Approved
	Purchase of assets/assumptions of liabilities of two branch offices of Laurel Bank, Johnstown, located at:
	117 Route 286 Indiana Indiana County		922 North Philadelphia Avenue Indiana *Indiana County
	*Upon consummation of the transaction, the Philadelphia Avenue branch office will be consolidated in the Route 286 office.
2-27-99	Marine Midland Bank,    Buffalo, New York, and    First Commercial Bank of    Philadelphia, Philadelphia,    Pennsylvania    Surviving Institution--    Marine Midland Bank,    Buffalo, New York		Buffalo, New York	Effective
2-27-99	First Liberty Bank & Trust,    Jermyn, and NBO National Bank,    Olyphant    Surviving Institution--    First Liberty Bank & Trust    Jermyn		Jermyn	Effective
	Branches Acquired by Merger:
	128 Lackawanna Street Olyphant Lackawanna County		45 South Main Street Pittston Luzerne County
	1300 Wyoming Avenue Scranton Lackawanna County

Branch Applications

Date	Name of Bank		Location	Action
2-25-99	Elderton State Bank Elderton Armstrong County		Water Street and    and Route 85 Rural Valley Armstrong County	Approved

Branch Discontinuances

Date	Name of Bank		Location	Action
2-27-99	Fulton Bank Lancaster Lancaster County		38 E. Roseville Rd. Lancaster Lancaster County	Effective

Articles of Amendment

Date	Name of Bank		Purpose	Action
3-2-99	USBANCORP Trust Company Johnstown Cambria County		To amend Article One of the Articles of Incorporation to provide for a change in corporate title to ''USBANCORP Trust and Financial Services Company.''	Approved and Effective

SAVINGS ASSOCIATIONS

CONVERSIONS

Date	Name of Association		Location	Action
2-26-99	American Eagle Savings and    Loan Association Boothwyn Delaware County       To: American Eagle Savings Bank Boothwyn Delaware County		Boothwyn	Effective
	Represents conversion from a Pennsylvania State-chartered mutual savings association to a Federally-chartered mutual savings bank.

CREDIT UNIONS

Consolidations, Mergers and Absorptions

Date	Name of Credit Union		Location	Action
3-2-99	Philadelphia Telco Credit    Union, Trevose, and    Air Shields Employees    Credit Union, Hatboro    Surviving Institution--    Philadelphia Telco Credit    Union, Trevose		Trevose	Filed

RICHARD C. RISHEL,   
Secretary

[Pa.B. Doc. No. 99-411. Filed for public inspection March 12, 1999, 9:00 a.m.]

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