[30 Pa.B. 6886]
[Continued from previous Web Page] PLAN C
MEDICARE (PART A) - HOSPITAL SERVICES - PER BENEFIT PERIOD
* A benefit period begins on the first day you receive service as an inpatient in a hospital and ends after you have been out of the hospital and have not received skilled care in any other facility for 60 days in a row.
SERVICES MEDICARE PAYS PLAN PAYS YOU PAY HOSPITALIZATION*
Semiprivate room and board, general
nursing and miscellaneous services
and supplies
First 60 days
61st thru 90th day
91st day and after:
--While using 60 lifetime re-
serve days
--Once lifetime reserve days are
used:
--Additional 365 days
--Beyond the additional
365 days
All but $792
All but $198 a day
All but $384 a day
$0
$0
$792 (Part A deductible)
$198 a day
$384 a day
100% of Medicare eli-
gible expenses
$0
$0
$0
$0
$0
All costsSKILLED NURSING
FACILITY CARE*
You must meet Medicare's require-
ments, including having been in a
hospital for at least 3 days and en-
tered a Medicare-approved facility
within 30 days after leaving the hos-
pital
First 20 days
21st thru 100th day
101st day and after
All approved amounts
All but $99 a day
$0
$0
Up to $99 a day
$0
$0
$0
All costsBLOOD
First 3 pints
Additional amounts
$0
100%
3 pints
$0
$0
$0HOSPICE CARE
Available as long as your doctor cer-
tifies you are terminally ill and you
elect to receive these services
All but very limited co-
insurance for out-
patient drugs and inpa-
tient respite care
$0 Balance PLAN C
MEDICARE (PART B) - MEDICAL SERVICES - PER CALENDAR YEAR
* Once you have been billed $100 of Medicare-approved amounts for covered services (which are noted with an asterisk), your Part B deductible will have been met for the calendar year.
SERVICES MEDICARE PAYS PLAN PAYS YOU PAY MEDICAL EXPENSES--
IN OR OUT OF THE HOSPITAL
AND OUTPATIENT HOSPITAL
TREATMENT, such as physician's
services, inpatient and outpatient
medical and surgical services and
supplies, physical and speech
therapy, diagnostic tests, durable
medical equipment,
First $100 of Medicare
approved amounts*
Remainder of Medicare
approved amounts
Part B excess charges
(Above Medicare
approved amounts)
$0
80% (50% outpatient
psychiatric services)
$0
$100 (Part B deductible)
20% (50% outpatient
psychiatric services)
$0
$0
$0
All costsBLOOD
First 3 pints
Next $100 of Medicare
approved amounts*
Remainder of Medicare
approved amounts
$0
$0
80%
All costs
$100 (Part B deductible)
20%
$0
$0
$0CLINICAL LABORATORY
SERVICES--BLOOD TESTS FOR
DIAGNOSTIC SERVICES
100%
$0
$0PARTS A & B
HOME HEALTH CARE
MEDICARE APPROVED SERVICES--Medically necessary skilled
care services and medical
supplies
--Durable medical equipment
First $100 of Medicare
approved Amounts*
Remainder of Medicare
approved Amounts
100%
$0
80%
$0
$100 (Part B deductible)
20%
$0
$0
$0OTHER BENEFITS - COVERED BY MEDICARE
SERVICES MEDICARE PAYS PLAN PAYS YOU PAY FOREIGN TRAVEL--
NOT COVERED BY MEDICARE
Medically necessary emergency care
services beginning during the first
60 days of each trip outside the USA
First $250 each
calendar year
Remainder of charges
$0
$0
$0
80% to a lifetime maxi-
mum benefit of $50,000
$250
20% and amounts over
the $50,000 lifetime
maximumPLAN D
MEDICARE (PART A) - HOSPITAL SERVICES - PER BENEFIT PERIOD
* A benefit period begins on the first day you receive service as an inpatient in a hospital and ends after you have been out of the hospital and have not received skilled care in any other facility for 60 days in a row.
SERVICES MEDICARE PAYS PLAN PAYS YOU PAY HOSPITALIZATION*
Semiprivate room and board, general
nursing and miscellaneous services
and supplies
First 60 days
61st thru 90th day
91st day and after:
--While using 60 lifetime
reserve days
--Once lifetime reserve days are
used:
--Additional 365 days
--Beyond the additional
365 days
All but $792
All but $198 a day
All but $396 a day
$0
$0
$792 (Part A deductible)
$198 a day
$396 a day $0
100% of Medicare eli-
gible expenses
$0
$0
$0
$0
$0
All costsSKILLED NURSING
FACILITY CARE*
You must meet Medicare's require-
ments, including having been in a
hospital for at least 3 days and en-
tered a Medicare-approved facility
within 30 days after leaving the hos-
pital
First 20 days
21st thru 100th day
101st day and after
All approved amounts
All but $99 a day
$0
$0
Up to $99 a day
$0
$0
$0
All costsBLOOD
First 3 pints
Additional amounts
$0
100%
3 pints
$0
$0
$0HOSPICE CARE
Available as long as your doctor cer-
tifies you are terminally ill and you
elect to receive these services
All but very limited co-
insurance for out-
patient drugs and inpa-
tient respite care
$0 Balance PLAN D
MEDICARE (PART B) - MEDICAL SERVICES - PER CALENDAR YEAR
* Once you have been billed $100 of Medicare-approved amounts for covered services (which are noted with an asterisk), your Part B deductible will have been met for the calendar year.
SERVICES MEDICARE PAYS PLAN PAYS YOU PAY MEDICAL EXPENSES--
IN OR OUT OF THE HOSPITAL
AND OUTPATIENT HOSPITAL
TREATMENT, such as physician's
services, inpatient and outpatient
medical and surgical services and
supplies, physical and speech
therapy, diagnostic tests, durable
medical equipment
First $100 of Medicare
approved amounts*
Remainder of Medicare
approved amounts
Part B excess charges
(Above Medicare
approved amounts)
$0
80% (50% outpatient
psychiatric services)
$0
$0
20% (50% outpatient
psychiatric services)
$0
$100 (Part B deductible)
$0
All costsBLOOD
First 3 pints
Next $100 of Medicare
approved amounts*
Remainder of Medicare
approved amounts
$0
$0
80%
All costs
$0
20%
$0
$100 (Part B deductible)
$0CLINICAL LABORATORY SER-
VICES--BLOOD TESTS FOR DI-
AGNOSTIC SERVICES
100%
$0
$0HOMES HEALTH CARE
MEDICARE APPROVED SERVICES
--Medically necessary
skilled care
services and medical
supplies
--Durable medical
equipment
First $100 of
Medicare approved
amounts*
Remainder of
Medicare approved
amounts
AT-HOME RECOVERY SERVICES-
NOT COVERED BY MEDICARE
Home care certified by your doctor,
for personal care during recovery
from an injury or sickness for which
Medicare approved a home care
treatment plan
--Benefit for each visit
--Number of visits
covered (must be received within
8 weeks of last Medicare ap-
proved visit)
--Calendar year
maximum
100%
$0
80%
$0
$0
$0
$0
$0
20%
Actual charges to $40 a
visit
Up to the number of
Medicare approved vis-
its, not to exceed 7 each
week
$1,600
$0
$100 (Part B deductible)
$0
BalanceOTHER BENEFITS - NOT COVERED BY MEDICARE
FOREIGN TRAVEL--
NOT COVERED BY MEDICAREMedically necessary emergency care
services beginning during the first
60 days of each trip outside the USA
First $250 each calendar year
Remainder of charges
$0
$0
$0
80% to a lifetime maxi-
mum benefit of $50,000
$250
20% and amounts over
the $50,000 lifetime
maximumPLAN E
MEDICARE (PART A) - HOSPITAL SERVICES - PER BENEFIT PERIOD
* A benefit period begins on the first day you receive service as an inpatient in a hospital and ends after you have been out of the hospital and have not received skilled care in any other facility for 60 days in a row.
SERVICES MEDICARE PAYS PLAN PAYS YOU PAY HOSPITALIZATION*
Semiprivate room and board, general
nursing and miscellaneous services
and supplies
First 60 days
61st thru 90th day
91st day and after:
--While using 60 lifetime reserve
days
--Once lifetime reserve days are
used:
--Additional 365 days
--Beyond the additional 365
days
All but $792
All but $198 a day
All but $396 a day
$0
$0
$792 (Part A deductible)
$198 a day
$396 a day
100% of Medicare eli-
gible expenses
$0
$0
$0
$0
$0
All costsSKILLED NURSING
FACILITY CARE*
You must meet Medicare's require-
ments, including having been in a
hospital for at least 3 days and en-
tered a Medicare-approved facility
within 30 days after leaving the hos-
pital
First 20 days
21st thru 100th day
101st day and after
All approved amounts
All but $99 a day
$0
$0
Up to $99 a day
$0
$0
$0
All costsBLOOD
First 3 pints
Additional amounts
$0
100%
3 pints
$0
$0
$0HOSPICE CARE
Available as long as your doctor cer-
tifies you are terminally ill and you
elect to receive these services
All but very limited co-
insurance for out-
patient drugs and inpa-
tient respite care
$0 Balance PLAN E
MEDICARE (PART B) - MEDICAL SERVICES - PER CALENDAR YEAR
* Once you have been billed $100 of Medicare-approved amounts for covered services (which are noted with an asterisk), your Part B deductible will have been met for the calendar year.
SERVICES MEDICARE PAYS PLAN PAYS YOU PAY MEDICAL EXPENSES--
IN OR OUT OF THE HOSPITAL
AND OUTPATIENT HOSPITAL
TREATMENT, such as physician's
services, inpatient and outpatient
medical and surgical services and
supplies, physical and speech
therapy, diagnostic tests, durable
medical equipment
First $100 of Medicare
approved amounts*
Remainder of Medicare
approved amounts
Part B excess charges
(Above Medicare
approved amounts)
$0
80% (50% outpatient
psychiatric services)
$0
$0
20% (50% outpatient
psychiatric services)
$0
$100 (Part B deductible)
$0
All costsBLOOD
First 3 pints
Next $100 of Medicare
approved amounts*
Remainder of Medicare
approved amounts
$0
$0
80%
All costs
$0
20%
$0
$100 (Part B deductible
$0CLINICAL LABORATORY SER-
VICES--BLOOD TESTS FOR DI-
AGNOSTIC SERVICES
100%
$0
$0PARTS A & B
HOME HEALTH CARE MEDICARE APPROVED SERVICES
--Medically necessary skilled care
services and medical supplies
--Durable medical equipment
First $100 of Medicare
approved amounts*
Remainder of Medicare
approved amounts
100%
$0
80%
$0
$0
20%
$0
$100 (Part B deductible)
$0OTHER BENEFITS - NOT COVERED BY MEDICARE
SERVICES MEDICARE PAYS PLAN PAYS YOU PAY FOREIGN TRAVEL--
NOT COVERED BY MEDICARE
Medically necessary emergency care
services beginning during the first
60 days of each trip outside the USA
First $250 each
calendar year
Remainder of charges
$0
$0
$0
80% to a lifetime maxi-
mum benefit of $50,000
$250
20% and amounts over
the $50,000 life-time
maximum
***PREVENTIVE MEDICAL
CARE BENEFIT-NOT COVERED
BY MEDICARE Some physical and
preventive tests and services such
as: digital rectal exam, hearing
screening, dipstick urinalysis, diabe-
tes screening, thyroid function test,
tetanus and diphtheria booster and
education, administered or ordered
by your doctor when not covered by
Medicare
First $120 each calendar year
Additional charges
$0
$0
$120
$0
$0
All costsPLAN F or HIGH DEDUCTIBLE PLAN F
MEDICARE (PART A) - HOSPITAL SERVICES - PER BENEFIT PERIOD
* A benefit period begins on the first day you receive service as an inpatient in a hospital and ends after you have been out of the hospital and have not received skilled care in any other facility for 60 days in a row.
** This high deductible plan pays the same or offers the same benefits as Plan F after one has paid a calendar year $1,580 deductible. Benefits from the high deductible plan F will not begin until out-of-pocket expenses are $1,580. Out-of-pocket expenses for this deductible are expenses that would ordinarily be paid by the policy. This includes the Medicare deductibles for Part A and Part B, but does not include the plan's separate foreign travel emergency deductible.
SERVICES MEDICARE PAYS AFTER YOU PAY $1,580 DEDUCTIBLE,** PLAN PAYS IN ADDITION TO $1,580 DEDUCTIBLE,** YOU PAY HOSPITALIZATION*
Semiprivate room and board, general
nursing and miscellaneous services
and supplies
First 60 days
61st thru 90th day
91st day and after:
--While using 60 lifetime
reserve days
--Once lifetime reserve days are
used:
--Additional 365 days
--Beyond the additional 365
days
All but $792
All but $198 a day
All but $396 a day
$0
$0
$792 (Part A deductible)
$198 a day
$396 a day
100% of Medicare eli-
gible expenses
$0
$0
$0
$0
$0
All costsSKILLED NURSING
FACILITY CARE*
You must meet Medicare's require-
ments, including having been in a
hospital for at least 3 days and en-
tered a Medicare-approved facility
within 30 days after leaving the hos-
pital
First 20 days
21st thru 100th day
101st day and after
All approved amounts
All but $99 a day
$0
$0
Up to $99 a day
$0
$0
$0
All costsBLOOD
First 3 pints
Additional amounts
$0
100%
3 pints
$0
$0
$0HOSPICE CARE
Available as long as your doctor cer-
tifies you are terminally ill and you
elect to receive these services
All but very limited co-
insurance for out-
patient drugs and inpa-
tient respite care
$0 Balance MEDICARE (PART B) - MEDICAL SERVICES - PER CALENDAR YEAR
* Once you have been billed $100 of Medicare-approved amounts for covered services (which are noted with an asterisk), your Part B deductible will have been met for the calendar year.
** This high deductible plan pays the same or offers the same benefits as Plan F after one has paid a calendar year $1,580 deductible. Benefits from the high deductible Plan F will not begin until out-of-pocket expenses are $1,580. Out-of-pocket expenses for this deductible are expenses that would ordinarily be paid by the policy. This includes the Medicare deductibles for Part A and Part B, but does not include the plan's separate foreign travel emergency deductible.
SERVICES MEDICARE PAYS AFTER YOU PAY $1,580 DEDUCTIBLE,** PLAN PAYS IN ADDITION TO $1,580 DEDUCTIBLE,** YOU PAY MEDICAL EXPENSES--
IN OR OUT OF THE HOSPITAL
AND OUTPATIENT HOSPITAL
TREATMENT, such as physician's
services, inpatient and outpatient
medical and surgical services and
supplies, physical and speech
therapy, diagnostic tests, durable
medical equipment,
First $100 of Medicare
approved amounts*
Remainder of Medicare
approved amounts
Part B excess charges
(Above Medicare
approved amounts)
$0
80% (50% outpatient
psychiatric service)
$0
$100 (Part B deductible)
20% (50% outpatient
psychiatric service)
100%
$0
$0
$0BLOOD
First 3 pints
Next $100 of Medicare
approved amounts*
Remainder of Medicare
approved amounts
$0
$0
80%
All costs
$100 (Part B deductible)
20%
$0
$0
$0CLINICAL LABORATORY SER-
VICES--BLOOD TESTS FOR DI-
AGNOSTIC SERVICES
100%
$0
$0
PARTS A & B
HOME HEALTH CARE
MEDICARE APPROVED SERVICES--Medically necessary skilled care
services and medical supplies
--Durable medical equipment
First $100 of Medicare
approved amounts*
Remainder of Medicare
approved Amounts
100%
$0
80%
$0
$100 (Part B deductible)
20%
$0
$0
$0OTHER BENEFITS - NOT COVERED BY MEDICARE
SERVICES MEDICARE PAYS AFTER YOU PAY $1,580 DEDUCTIBLE,** PLAN PAYS IN ADDITION TO $1,580 DEDUCTIBLE,** YOU PAY FOREIGN TRAVEL--
NOT COVERED BY MEDICARE
Medically necessary emergency care
services beginning during the first
60 days of each trip outside the USA
First $250 each
calendar year
Remainder of charges
$0
$0
$0
80% to a lifetime maxi-
mum benefit of $50,000
$250
20% and amounts over
the $50,000 lifetime
maximum
[Continued on next Web Page]
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