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PA Bulletin, Doc. No. 00-2260a

[30 Pa.B. 6886]

[Continued from previous Web Page]

PLAN C

MEDICARE (PART A) - HOSPITAL SERVICES - PER BENEFIT PERIOD

* A benefit period begins on the first day you receive service as an inpatient in a hospital and ends after you have been out of the hospital and have not received skilled care in any other facility for 60 days in a row.
 

SERVICES MEDICARE PAYS PLAN PAYS YOU PAY
HOSPITALIZATION*
Semiprivate room and board, general
nursing and miscellaneous services
and supplies
      First 60 days
      61st thru 90th day
      91st day and after:
      --While using 60 lifetime re-
            serve days
      --Once lifetime reserve days are
            used:
            --Additional 365 days
            --Beyond the additional
                  365 days
 
 
 
 
All but $792
All but $198 a day
 
 
All but $384 a day
 
 
$0
 
$0
 
 
 
 
$792 (Part A deductible)
$198 a day
 
 
$384 a day
 
 
100% of Medicare eli-
gible expenses
$0
 
 
 
 
$0
$0
 
 
$0
 
 
$0
 
All costs
SKILLED NURSING
FACILITY CARE*

You must meet Medicare's require-
ments, including having been in a
hospital for at least 3 days and en-
tered a Medicare-approved facility
within 30 days after leaving the hos-
pital
      First 20 days
      21st thru 100th day
      101st day and after
 
 
 
 
 
 
 
 
All approved amounts
All but $99 a day
$0
 
 
 
 
 
 
 
 
$0
Up to $99 a day
$0
 
 
 
 
 
 
 
 
$0
$0
All costs
BLOOD
First 3 pints
Additional amounts
 
$0
100%
 
3 pints
$0
 
$0
$0
HOSPICE CARE
Available as long as your doctor cer-
tifies you are terminally ill and you
elect to receive these services
All but very limited co-
insurance for out-
patient drugs and inpa-
tient respite care
$0 Balance

PLAN C

MEDICARE (PART B) - MEDICAL SERVICES - PER CALENDAR YEAR

* Once you have been billed $100 of Medicare-approved amounts for covered services (which are noted with an asterisk), your Part B deductible will have been met for the calendar year.
 

SERVICES MEDICARE PAYS PLAN PAYS YOU PAY
MEDICAL EXPENSES--
IN OR OUT OF THE HOSPITAL
AND OUTPATIENT HOSPITAL
TREATMENT, such as physician's
services, inpatient and outpatient
medical and surgical services and
supplies, physical and speech
therapy, diagnostic tests, durable
medical equipment,
      First $100 of Medicare
            approved amounts*
      Remainder of Medicare
            approved amounts
      Part B excess charges
            (Above Medicare
            approved amounts)
 
 
 
 
 
 
 
 
 
 
$0
80% (50% outpatient
psychiatric services)
 
 
$0
 
 
 
 
 
 
 
 
 
 
$100 (Part B deductible)
20% (50% outpatient
psychiatric services)
 
 
$0
 
 
 
 
 
 
 
 
 
 
$0
$0
 
 
 
All costs
BLOOD
First 3 pints
Next $100 of Medicare
            approved amounts*
Remainder of Medicare
            approved amounts
 
$0
 
$0
 
80%
 
All costs
 
$100 (Part B deductible)
 
20%
 
$0
 
$0
 
$0
CLINICAL LABORATORY
SERVICES
--BLOOD TESTS FOR
DIAGNOSTIC SERVICES
 
 
100%
 
 
$0
 
 
$0

PARTS A & B
 

HOME HEALTH CARE
MEDICARE APPROVED SERVICES
      --Medically necessary skilled
            care services and medical
            supplies
      --Durable medical equipment
            First $100 of Medicare
               approved Amounts*
            Remainder of Medicare
               approved Amounts
 
 
100%
 
 
$0
 
80%
 
 
$0
 
 
$100 (Part B deductible)
 
20%
 
 
$0
 
 
$0
 
$0

OTHER BENEFITS - COVERED BY MEDICARE
 

SERVICES MEDICARE PAYS PLAN PAYS YOU PAY
FOREIGN TRAVEL--
NOT COVERED BY MEDICARE
Medically necessary emergency care
services beginning during the first
60 days of each trip outside the USA
      First $250 each
            calendar year
 
Remainder of charges
 
 
 
 
 
$0
 
 
$0
 
 
 
 
 
$0
 
 
80% to a lifetime maxi-
mum benefit of $50,000
 
 
 
 
 
$250
 
 
20% and amounts over
the $50,000 lifetime
maximum

PLAN D

MEDICARE (PART A) - HOSPITAL SERVICES - PER BENEFIT PERIOD

* A benefit period begins on the first day you receive service as an inpatient in a hospital and ends after you have been out of the hospital and have not received skilled care in any other facility for 60 days in a row.
 

SERVICES MEDICARE PAYS PLAN PAYS YOU PAY
HOSPITALIZATION*
Semiprivate room and board, general
nursing and miscellaneous services
and supplies
      First 60 days
      61st thru 90th day
      91st day and after:
      --While using 60 lifetime
            reserve days
      --Once lifetime reserve days are
            used:
            --Additional 365 days
            --Beyond the additional
                  365 days
 
 
 
 
 
All but $792
All but $198 a day
 
 
All but $396 a day
 
$0
 
$0
 
 
 
 
 
$792 (Part A deductible)
$198 a day
 
 
$396 a day $0
 
100% of Medicare eli-
gible expenses
$0
 
 
 
 
 
$0
$0
 
 
$0
 
$0
 
All costs
SKILLED NURSING
FACILITY CARE*

You must meet Medicare's require-
ments, including having been in a
hospital for at least 3 days and en-
tered a Medicare-approved facility
within 30 days after leaving the hos-
pital
      First 20 days
      21st thru 100th day
      101st day and after
 
 
 
 
 
 
 
 
All approved amounts
All but $99 a day
$0
 
 
 
 
 
 
 
 
$0
Up to $99 a day
$0
 
 
 
 
 
 
 
 
$0
$0
All costs
BLOOD
First 3 pints
Additional amounts
 
$0
100%
 
3 pints
$0
 
$0
$0
HOSPICE CARE
Available as long as your doctor cer-
tifies you are terminally ill and you
elect to receive these services
All but very limited co-
insurance for out-
patient drugs and inpa-
tient respite care
$0 Balance

PLAN D

MEDICARE (PART B) - MEDICAL SERVICES - PER CALENDAR YEAR

* Once you have been billed $100 of Medicare-approved amounts for covered services (which are noted with an asterisk), your Part B deductible will have been met for the calendar year.
 

SERVICES MEDICARE PAYS PLAN PAYS YOU PAY
MEDICAL EXPENSES--
IN OR OUT OF THE HOSPITAL
AND OUTPATIENT HOSPITAL
TREATMENT, such as physician's
services, inpatient and outpatient
medical and surgical services and
supplies, physical and speech
therapy, diagnostic tests, durable
medical equipment
      First $100 of Medicare
            approved amounts*
      Remainder of Medicare
            approved amounts
      Part B excess charges
            (Above Medicare
            approved amounts)
 
 
 
 
 
 
 
 
 
$0
 
80% (50% outpatient
psychiatric services)
 
 
$0
 
 
 
 
 
 
 
 
 
$0
 
20% (50% outpatient
psychiatric services)
 
 
$0
 
 
 
 
 
 
 
 
 
$100 (Part B deductible)
 
$0
 
 
 
All costs
BLOOD
First 3 pints
Next $100 of Medicare
      approved amounts*
Remainder of Medicare
      approved amounts
 
$0
 
$0
 
80%
 
All costs
 
$0
 
20%
 
$0
 
$100 (Part B deductible)
 
$0
CLINICAL LABORATORY SER-
VICES
--BLOOD TESTS FOR DI-
AGNOSTIC SERVICES
 
 
100%
 
 
$0
 
 
$0
HOMES HEALTH CARE
MEDICARE APPROVED SERVICES
   --Medically necessary
         skilled care
         services and medical
         supplies
   --Durable medical
         equipment
         First $100 of
            Medicare approved
            amounts*
         Remainder of
         Medicare approved
         amounts
 
AT-HOME RECOVERY SERVICES-
NOT COVERED BY MEDICARE
Home care certified by your doctor,
for personal care during recovery
from an injury or sickness for which
Medicare approved a home care
treatment plan
   --Benefit for each visit
   --Number of visits
      covered (must be received within
      8 weeks of last Medicare ap-
      proved visit)
   --Calendar year
         maximum
 
 
 
 
 
100%
 
 
 
 
$0
 
 
80%
 
 
 
 
 
 
 
 
$0
 
$0
 
 
 
$0
 
 
 
 
 
$0
 
 
 
 
$0
 
 
20%
 
 
 
 
 
 
 
 
Actual charges to $40 a
visit
Up to the number of
Medicare approved vis-
its, not to exceed 7 each
week
$1,600
 
 
 
 
 
$0
 
 
 
 
$100 (Part B deductible)
 
 
$0
 
 
 
 
 
 
 
 
Balance

OTHER BENEFITS - NOT COVERED BY MEDICARE
 

FOREIGN TRAVEL--
NOT COVERED BY MEDICARE
Medically necessary emergency care
services beginning during the first
60 days of each trip outside the USA
      First $250 each calendar year
 
Remainder of charges
 
 
 
$0
 
$0
 
 
 
$0
 
80% to a lifetime maxi-
mum benefit of $50,000
 
 
 
$250
 
20% and amounts over
the $50,000 lifetime
maximum

PLAN E

MEDICARE (PART A) - HOSPITAL SERVICES - PER BENEFIT PERIOD

* A benefit period begins on the first day you receive service as an inpatient in a hospital and ends after you have been out of the hospital and have not received skilled care in any other facility for 60 days in a row.
 

SERVICES MEDICARE PAYS PLAN PAYS YOU PAY
HOSPITALIZATION*
Semiprivate room and board, general
nursing and miscellaneous services
and supplies
   First 60 days
   61st thru 90th day
   91st day and after:
   --While using 60 lifetime reserve
      days
   --Once lifetime reserve days are
      used:
      --Additional 365 days
      --Beyond the additional 365
         days
 
 
 
 
 
All but $792
All but $198 a day
 
 
All but $396 a day
 
$0
 
$0
 
 
 
 
 
$792 (Part A deductible)
$198 a day
 
 
$396 a day
 
100% of Medicare eli-
gible expenses
$0
 
 
 
 
 
$0
$0
 
 
$0
 
$0
 
All costs
SKILLED NURSING
FACILITY CARE*

You must meet Medicare's require-
ments, including having been in a
hospital for at least 3 days and en-
tered a Medicare-approved facility
within 30 days after leaving the hos-
pital
   First 20 days
   21st thru 100th day
   101st day and after
 
 
 
 
 
 
 
 
All approved amounts
All but $99 a day
$0
 
 
 
 
 
 
 
 
$0
Up to $99 a day
$0
 
 
 
 
 
 
 
 
$0
$0
All costs
BLOOD
First 3 pints
Additional amounts
 
$0
100%
 
3 pints
$0
 
$0
$0
HOSPICE CARE
Available as long as your doctor cer-
tifies you are terminally ill and you
elect to receive these services
All but very limited co-
insurance for out-
patient drugs and inpa-
tient respite care
$0 Balance

PLAN E

MEDICARE (PART B) - MEDICAL SERVICES - PER CALENDAR YEAR

* Once you have been billed $100 of Medicare-approved amounts for covered services (which are noted with an asterisk), your Part B deductible will have been met for the calendar year.
 

SERVICES MEDICARE PAYS PLAN PAYS YOU PAY
MEDICAL EXPENSES--
IN OR OUT OF THE HOSPITAL
AND OUTPATIENT HOSPITAL
TREATMENT, such as physician's
services, inpatient and outpatient
medical and surgical services and
supplies, physical and speech
therapy, diagnostic tests, durable
medical equipment
   First $100 of Medicare
      approved amounts*
   Remainder of Medicare
      approved amounts
   Part B excess charges
      (Above Medicare
      approved amounts)
 
 
 
 
 
 
 
 
 
$0
 
80% (50% outpatient
psychiatric services)
 
 
$0
 
 
 
 
 
 
 
 
 
$0
 
20% (50% outpatient
psychiatric services)
 
 
$0
 
 
 
 
 
 
 
 
 
$100 (Part B deductible)
 
$0
 
 
 
All costs
BLOOD
First 3 pints
Next $100 of Medicare
   approved amounts*
Remainder of Medicare
   approved amounts
 
$0
 
$0
 
80%
 
All costs
 
$0
 
20%
 
$0
 
$100 (Part B deductible
 
$0
CLINICAL LABORATORY SER-
VICES
--BLOOD TESTS FOR DI-
AGNOSTIC SERVICES
 
 
100%
 
 
$0
 
 
$0

PARTS A & B
 

HOME HEALTH CARE
MEDICARE APPROVED SERVICES
   --Medically necessary skilled care
         services and medical supplies
   --Durable medical equipment
         First $100 of Medicare
            approved amounts*
         Remainder of Medicare
            approved amounts
 
 
100%
 
 
$0
 
80%
 
 
$0
 
 
$0
 
20%
 
 
$0
 
 
$100 (Part B deductible)
 
$0

OTHER BENEFITS - NOT COVERED BY MEDICARE
 

SERVICES MEDICARE PAYS PLAN PAYS YOU PAY
FOREIGN TRAVEL--
NOT COVERED BY MEDICARE

Medically necessary emergency care
services beginning during the first
60 days of each trip outside the USA
      First $250 each
      calendar year
 
 
Remainder of charges
 
 
 
 
 
$0
 
 
 
$0
 
 
 
 
 
$0
 
 
 
80% to a lifetime maxi-
mum benefit of $50,000
 
 
 
 
 
$250
 
 
 
20% and amounts over
the $50,000 life-time
maximum
***PREVENTIVE MEDICAL
CARE BENEFIT-NOT COVERED
BY MEDICARE
Some physical and
preventive tests and services such
as: digital rectal exam, hearing
screening, dipstick urinalysis, diabe-
tes screening, thyroid function test,
tetanus and diphtheria booster and
education, administered or ordered
by your doctor when not covered by
Medicare
 
 
 
   First $120 each calendar year
   Additional charges
 
 
 
 
 
 
 
 
 
 
 
 
 
 
$0
$0
 
 
 
 
 
 
 
 
 
 
 
 
 
 
$120
$0
 
 
 
 
 
 
 
 
 
 
 
 
 
 
$0
All costs

PLAN F or HIGH DEDUCTIBLE PLAN F

MEDICARE (PART A) - HOSPITAL SERVICES - PER BENEFIT PERIOD

* A benefit period begins on the first day you receive service as an inpatient in a hospital and ends after you have been out of the hospital and have not received skilled care in any other facility for 60 days in a row.

** This high deductible plan pays the same or offers the same benefits as Plan F after one has paid a calendar year $1,580 deductible. Benefits from the high deductible plan F will not begin until out-of-pocket expenses are $1,580. Out-of-pocket expenses for this deductible are expenses that would ordinarily be paid by the policy. This includes the Medicare deductibles for Part A and Part B, but does not include the plan's separate foreign travel emergency deductible.
 

SERVICES MEDICARE PAYS AFTER YOU PAY $1,580 DEDUCTIBLE,** PLAN PAYS IN ADDITION TO $1,580 DEDUCTIBLE,** YOU PAY
HOSPITALIZATION*
Semiprivate room and board, general
nursing and miscellaneous services
and supplies
      First 60 days
      61st thru 90th day
      91st day and after:
      --While using 60 lifetime
            reserve days
      --Once lifetime reserve days are
            used:
         --Additional 365 days
         --Beyond the additional 365
               days
 
 
 
All but $792
All but $198 a day
 
 
All but $396 a day
 
 
 
$0
 
$0
 
 
 
$792 (Part A deductible)
 
$198 a day
 
$396 a day
 
 
 
100% of Medicare eli-
gible expenses
$0
 
 
 
$0
$0
 
 
$0
 
 
 
$0
 
All costs
SKILLED NURSING
FACILITY CARE*

You must meet Medicare's require-
ments, including having been in a
hospital for at least 3 days and en-
tered a Medicare-approved facility
within 30 days after leaving the hos-
pital
      First 20 days
      21st thru 100th day
      101st day and after
 
 
 
 
 
 
 
 
All approved amounts
All but $99 a day
$0
 
 
 
 
 
 
 
 
$0
Up to $99 a day
$0
 
 
 
 
 
 
 
 
$0
$0
All costs
BLOOD
First 3 pints
Additional amounts
 
$0
100%
 
3 pints
$0
 
$0
$0
HOSPICE CARE
Available as long as your doctor cer-
tifies you are terminally ill and you
elect to receive these services
All but very limited co-
insurance for out-
patient drugs and inpa-
tient respite care
$0 Balance

MEDICARE (PART B) - MEDICAL SERVICES - PER CALENDAR YEAR

* Once you have been billed $100 of Medicare-approved amounts for covered services (which are noted with an asterisk), your Part B deductible will have been met for the calendar year.

** This high deductible plan pays the same or offers the same benefits as Plan F after one has paid a calendar year $1,580 deductible. Benefits from the high deductible Plan F will not begin until out-of-pocket expenses are $1,580. Out-of-pocket expenses for this deductible are expenses that would ordinarily be paid by the policy. This includes the Medicare deductibles for Part A and Part B, but does not include the plan's separate foreign travel emergency deductible.
 

SERVICES MEDICARE PAYS AFTER YOU PAY $1,580 DEDUCTIBLE,** PLAN PAYS IN ADDITION TO $1,580 DEDUCTIBLE,** YOU PAY
MEDICAL EXPENSES--
IN OR OUT OF THE HOSPITAL
AND OUTPATIENT HOSPITAL
TREATMENT, such as physician's
services, inpatient and outpatient
medical and surgical services and
supplies, physical and speech
therapy, diagnostic tests, durable
medical equipment,
   First $100 of Medicare
      approved amounts*
   Remainder of Medicare
      approved amounts
   Part B excess charges
      (Above Medicare
      approved amounts)
 
 
 
 
 
 
 
 
 
 
$0
 
80% (50% outpatient
psychiatric service)
 
$0
 
 
 
 
 
 
 
 
 
 
$100 (Part B deductible)
 
20% (50% outpatient
psychiatric service)
 
100%
 
 
 
 
 
 
 
 
 
 
$0
 
$0
 
$0
BLOOD
First 3 pints
Next $100 of Medicare
   approved amounts*
Remainder of Medicare
   approved amounts
 
$0
 
$0
 
80%
 
All costs
 
$100 (Part B deductible)
 
20%
 
$0
 
$0
 
$0
CLINICAL LABORATORY SER-
VICES
--BLOOD TESTS FOR DI-
AGNOSTIC SERVICES
 
 
100%
 
 
$0
 
 
$0

PARTS A & B
 

HOME HEALTH CARE
MEDICARE APPROVED SERVICES
   --Medically necessary skilled care
         services and medical supplies
   --Durable medical equipment
         First $100 of Medicare
            approved amounts*
         Remainder of Medicare
            approved Amounts
 
100%
 
 
$0
 
80%
 
$0
 
 
$100 (Part B deductible)
 
20%
 
$0
 
 
$0
 
$0

OTHER BENEFITS - NOT COVERED BY MEDICARE
 

SERVICES MEDICARE PAYS AFTER YOU PAY $1,580 DEDUCTIBLE,** PLAN PAYS IN ADDITION TO $1,580 DEDUCTIBLE,** YOU PAY
FOREIGN TRAVEL--
NOT COVERED BY MEDICARE

Medically necessary emergency care
services beginning during the first
60 days of each trip outside the USA
   First $250 each
      calendar year
Remainder of charges
 
 
 
 
 
 
 
 
$0
$0
 
 
 
 
 
 
 
 
$0
80% to a lifetime maxi-
mum benefit of $50,000
 
 
 
 
 
 
 
 
$250
20% and amounts over
the $50,000 lifetime
maximum

 

[Continued on next Web Page]



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