NOTICES

DEPARTMENT OF BANKING

Action on Applications

[34 Pa.B. 3427]

   The Department of Banking, under the authority contained in the act of November 30, 1965 (P. L. 847, No. 356), known as the Banking Code of 1965; the act of December 14, 1967 (P. L. 746, No. 345), known as the Savings Association Code of 1967; the act of May 15, 1933 (P. L. 565, No. 111), known as the Department of Banking Code; and the act of December 19, 1990 (P. L. 834, No. 198), known as the Credit Union Code, has taken the following action on applications received for the week ending June 22, 2004.

BANKING INSTITUTIONS

Mutual Holding Company Reorganization

Date	Name of Corporation		Location	Action
6-18-04	First Savings Bank of Perkasie Perkasie Bucks County		Perkasie	Effective
	Represents reorganization into a mutual holding company to be known as FSB Mutual Holdings, Inc., Perkasie, PA, parent company of FSB Bankshares Corporation. First Savings Bank of Perkasie will be a wholly-owned subsidiary of FSB Bankshares Corporation, a newly-formed stock holding company, who in turn is a subsidiary of FSB Mutual Holdings, Inc., a newly-formed mutual holding company.

Holding Company Acquisitions

Date	Name of Corporation		Location	Action
6-10-04	Susquehanna Bancshares, Inc., Lititz, acquired 100% of the voting shares of Patriot Bank Corp., Pottstown, and so indirectly acquired Patriot Bank, Pottstown		Lititz	Effective
6-10-04	National Penn Bancshares, Inc., Boyertown, acquired 100% of the voting shares of Peoples First, Inc., Oxford, and so indirectly acquired The Peoples Bank of Oxford, Oxford		Boyertown	Effective

New Charters

Date	Name of Bank		Location	Action
6-18-04	Penn Liberty Bank Wayne Delaware County		Wayne	Approved

Conversions

Date	Name of Bank		Location	Action
6-18-04	First Savings Bank of Perkasie Perkasie Bucks County		Perkasie	Effective
	Represents conversion from a State-chartered mutual savings bank to a State-chartered stock savings bank in conjunction with the reorganization into a mutual holding company form of ownership listed previously.

Consolidations, Mergers and Absorptions

Date	Name of Bank		Location	Action
6-10-04	Equity Bank, Marlton, NJ, and Patriot Bank, Pottstown, PA		Marlton, NJ	Effective
	Surviving Institution--Equity Bank, Marlton, NJ, with a subsequent change in title to Susquehanna Patriot Bank (refer to Holding Company Acquisitions)
6-11-04	National Penn Bank, Boyertown, and The Peoples Bank of Oxford, Oxford		Boyertown	Effective
	Surviving Institution--National Penn Bank, Boyertown (refer to Holding Company Acquisitions)
6-14-04	Mid Penn Bank Millersburg Dauphin County		Millersburg	Effective
	Purchase of certain assets/assumption of certain liabilities of one branch of Vartan National Bank, Dauphin
	Located at: *Allegheny and Swatara Streets Dauphin Dauphin County
	*Note:  Mid Penn Bank will transfer the loans and deposits of the branch office to its existing office in Dauphin. Vartan National Bank will close the Allegheny and Swatara Streets office.

Branch Applications

Date	Name of Bank		Location	Action
6-11-04	Citizens Bank of Pennsylvania Philadelphia Philadelphia County		Acme 501 East Evesham Road Runnemede Camden County, NJ	Opened
6-17-04	Citizens Bank of Pennsylvania Philadelphia Philadelphia County		Application to establish eight branch offices in Giant Supermarkets at the following locations:	Filed
			3935 Perkiomen Avenue Reading Berks County
			32nd Street and Trindle Road Camp Hill Cumberland County
			255 South Spring Garden Street Carlisle Cumberland County
			450 East Main Street Middletown Dauphin County
			550 Centerville Road Lancaster Lancaster County
			3175 Cape Horn Road Red Lion York County
			2415 East Market Street York York County
			1750 Loucks Road York York County

SAVINGS INSTITUTIONS

No activity.

CREDIT UNIONS

No activity.

A. WILLIAM SCHENCK, III,   
Secretary

[Pa.B. Doc. No. 04-1198. Filed for public inspection July 2, 2004, 9:00 a.m.]

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