NOTICES

DEPARTMENT OF BANKING

Action on Applications

[35 Pa.B. 741]

   The Department of Banking, under the authority contained in the act of November 30, 1965 (P. L. 847, No. 356), known as the Banking Code of 1965; the act of December 14, 1967 (P. L. 746, No. 345), known as the Savings Association Code of 1967; the act of May 15, 1933 (P. L. 565, No. 111), known as the Department of Banking Code; and the act of December 19, 1990 (P. L. 834, No. 198), known as the Credit Union Code, has taken the following action on applications received for the week ending January 25, 2005.

BANKING INSTITUTIONS

Consolidations, Mergers and Absorptions

Date	Name of Bank		Location	Action
1-21-05	Susquehanna Bank PA, Lititz, First Susquehanna Bank & Trust, Sunbury, and WNB Bank, Williamsport Surviving Institution-- Susquehanna Bank PA, Lititz		Lititz	Effective
	Note:  Farmers First Bank, Lititz, changed its corporate title to Susquehanna Bank PA, through the filing of Articles of Amendment, effective November 5, 2004. The three merger components are all subsidiary banks of Susquehanna Bancshares, Inc. All branch offices will become branches of Susquehanna Bank PA, including the former main offices of First Susquehanna Bank & Trust, Sunbury, and WNB Bank, Williamsport, as follows:
	Branches Obtained by Means of Merger:
	400 Market Street Sunbury Northumberland County
	329 Pine Street Williamsport Lycoming County

Branch Applications

Date	Name of Bank		Location	Action
1-18-05	Beneficial Mutual Savings Bank Philadelphia Philadelphia County		12360 Academy Road Philadelphia Philadelphia County	Opened
1-20-05	Northwest Savings Bank Warren Warren County		1767 North Atherton Street State College Patton Township Centre County	Opened

Branch Relocations

Date	Name of Bank		Location	Action
1-18-05	Fulton Bank Lancaster Lancaster County	To:	2100 Van Reed Road West Lawn Berks County	Effective
		From:	2101 State Hill Road Wyomissing Berks County
1-18-05	Mercer County State Bank Sandy Lake Mercer County	To:	16411 Conneaut Lake Road Meadville Crawford County	Effective
		From:	16881 Conneaut Lake Road Meadville Crawford County

Branch Discontinuances

Date	Name of Bank		Location	Action
1-20-05	Community Bank & Trust Co. Clarks Summit Lackawanna County		97 College Avenue Factoryville Wyoming County	Approved

SAVINGS INSTITUTIONS

No activity.

CREDIT UNIONS

Conversion to Community Charter

Date	Name of Credit Union		Location	Action
1-21-05	Freedom Credit Union Philadelphia Philadelphia County		Philadelphia	Approved
	Represents conversion from an occupational-based to a community-based credit union which will be accomplished by amending Article 8 of the credit union's Articles of Incorporation to extend the field of membership of the credit union to include persons who live, work, worship, perform volunteer services, attend school, and businesses and other legal entities located in the Counties of Philadelphia, Bucks, Chester, Delaware and Montgomery in Pennsylvania, subject to a requirement that prior to establishing an initial branch in either Delaware or Chester County, and as part of the branch approval process, the credit union provide additional support regarding the feasibility and financial impact of the branching activity.

A. WILLIAM SCHENCK, III,   
Secretary

[Pa.B. Doc. No. 05-235. Filed for public inspection February 4, 2005, 9:00 a.m.]

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