NOTICES

DEPARTMENT OF BANKING

Action on Applications

[36 Pa.B. 5790]
[Saturday, September 16, 2006]

   The Department of Banking (Department), under the authority contained in the act of November 30, 1965 (P. L. 847, No. 356), known as the Banking Code of 1965; the act of December 14, 1967 (P. L. 746, No. 345), known as the Savings Association Code of 1967; the act of May 15, 1933 (P. L. 565, No. 111), known as the Department of Banking Code; and the act of December 9, 2002 (P. L. 1572, No. 207), known as the Credit Union Code, has taken the following action on applications received for the week ending September 5, 2006.

BANKING INSTITUTIONS

New Charter Applications

Date	Name of Bank		Location	Action
9-1-06	Colonial American Bank West Conshohocken Montgomery County		West Conshohocken	Approved

Interim Charter Applications

Date	Name of Bank		Location	Action
8-31-06	Unity Bank Pennsylvania Forks Township Northampton County		Forks Township	Approved
	Interim bank being chartered solely to facilitate the ability of Unity Bank, Clinton, NJ, a New Jersey-chartered bank, to establish a branch office in Pennsylvania.

Mutual Holding Company Reorganization

Date	Name of Bank		Location	Action
8-29-06	Greater Delaware Valley    Savings Bank Broomall Delaware County		Broomall	Filed
	Greater Delaware Valley Savings Bank (Bank), which is currently organized in mutual holding company structure under Greater Delaware Valley Holdings, a Mutual Holding Company (MHC), is proposing to reorganize by inserting an interim Federal thrift holding company into its structure and converting the MHC to a Federal thrift holding company through a multi-step transaction involving the establishment of an interim bank (Alliance Interim Savings Bank), subsequent merger of the interim into the Bank and the acquisition of the bank by the newly established Federal thrift holding company.

Holding Company Acquisitions

Date	Name of Corporation		Location	Action
8-31-06	Unity Bancorp, Inc., Clinton, NJ, to acquire 100% of Unity Bank Pennsylvania, Forks Township, PA, which will be merged with and into Unity Bank, Clinton, NJ, the wholly owned subsidiary of Unity Bank, Inc.		Clinton, NJ	Approved

Bank Holding Company Reorganizations

Date	Name of Bank		Location	Action
9-1-06	Berkshire Bank, Wyomissing and Berkshire Interim Bank, Wyomissing Surviving Institution-- Bershire Bank, Wyomissing		Wyomissing	Effective
	The merger is being effected solely to facilitate the acquisition of Berkshire Bank, Wyomissing, by BERKSHIRE BANCORP, INC., Wyomissing, a newly formed bank holding company.

Consolidations, Mergers and Absorptions

Date	Name of Bank		Location	Action
8-28-06	Reliance Savings Bank Altoona Blair County		Altoona	Filed
	Purchase of assets/assumption of liabilities of two branch offices of Susquehanna Bank, Hagerstown, MD. Located at:
	1254 Old Route 220 North Duncansville Blair County		3119 Pleasant Valley Boulevard Altoona Blair County
9-1-06	Fulton Bank Lancaster Lancaster County		Lancaster	Filed
	Purchase of assets/assumption of liabilities of Premier Bank, Doylestown. Both institutions are wholly owned subsidiaries of Fulton Financial Corporation, Lancaster.

Branch Applications

Date	Name of Bank		Location	Action
6-29-06	First Cornerstone Bank King of Prussia Montgomery County		368 Schuylkill Road Phoenixville Chester County	Opened
8-26-06	Community First Bank Reynoldsville Jefferson County		135 East Mahoning Street Punxsutawney Jefferson County (Temporary Location)	Opened
8-28-06	Lafayette Ambassador Bank Easton Northampton County		North Third Street Coopersburg Lehigh County	Filed
8-31-06	Northwest Savings Bank Warren Warren County		West 4th Street (SR 22/522) Granville Township Mifflin County	Filed
9-1-06	Farmers and Merchants Trust    Company of Chambersburg Chambersburg Franklin County		Carlisle Crossing Shopping Center Carlisle Cumberland County	Filed

Branch Discontinuances

Date	Name of Bank		Location	Action
8-31-06	First Commonwealth Bank Indiana Indiana County		799 Castle Shannon Boulevard Pittsburgh Allegheny County	Approved

Articles of Amendment

Date	Name of Bank		Purpose	Action
9-1-06	Public Savings Bank Willow Grove Montgomery County		Amendment to Article 1 of the Articles of Incorporation to change the principal place of business from 2300 Computer Avenue, Suite H42, Willow Grove, Montgomery County, PA, to 1265 Industrial Boulevard, Southampton, Bucks County, PA.	Approved and Effective

SAVINGS INSTITUTIONS

No activity.

CREDIT UNIONS

Consolidations, Mergers and Absorptions

Date	Name of Credit Union		Location	Action
9-1-06	Freedom Credit Union, Philadelphia, and Church of the Redeemer Federal Credit Union, Philadelphia Surviving Institution-- Freedom Credit Union, Philadelphia		Philadelphia	Effective
9-1-06	Freedom Credit Union, Philadelphia, and FBC Federal Credit Union, Philadelphia Surviving Institution-- Freedom Credit Union, Philadelphia		Philadelphia	Effective

Branch Applications

Date	Name of Credit Union		Location	Action
9-5-06	Belco Community Credit Union Harrisburg Dauphin County		1758 Oregon Pike Lancaster Lancaster County	Filed

   The Department's website at www.banking.state.pa.us includes public notices for more recently filed applications.

A. WILLIAM SCHENCK, III,   
Secretary

[Pa.B. Doc. No. 06-1807. Filed for public inspection September 15, 2006, 9:00 a.m.]

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