NOTICES

DEPARTMENT OF BANKING

Action on Applications

[28 Pa.B. 1759]

   The Department of Banking of the Commonwealth of Pennsylvania, under the authority contained in the act of November 30, 1965 (P. L. 847, No. 356), known as the Banking Code of 1965; the act of December 14, 1967 (P. L. 746, No. 345), known as the Savings Association Code of 1967; the act of May 15, 1933 (P. L. 565, No. 111), known as the Department of Banking Code; and the act of December 19, 1990 (P. L. 834, No. 198), known as the Credit Union Code, has taken the following action on applications received for the week ending March 31, 1998.

BANKING INSTITUTIONS

Holding Company Acquisitions

Date	Name of Institution		Location	Action
3-27-98	Fulton Financial Corporation,    Lancaster, to acquire 100% of the voting shares of Keystone Heritage Group, Inc., Lebanon		Lancaster	Effective

New Charter Applications

Date	Name of Bank		Location	Action
3-27-98	Community Trust Company Lemoyne Cumberland County		1013 Mumma Road Lemoyne Cumberland County	Filed
	Correspondent:
	John B. Lampi, Esq. Saul, Ewing, Remick & Saul, LLP 2 North Second St., 7th Flr. Harrisburg, PA 17101-1713

Consolidations, Mergers and Absorptions

Date	Name of Bank		Location	Action
3-27-98	Farmers Trust Bank, Lebanon, and    Lebanon Valley National Bank, Lebanon surviving institution--Farmers Trust Bank, Lebanon, with a change in corporate title to Lebanon Valley Farmers Bank, Lebanon		Lebanon	Effective
	Subsequent to the merger, the principal place of business of Lebanon Valley Farmers Bank will be 555 Willow Street, Lebanon, the former main office of Lebanon Valley National Bank.
	Branches Acquired Via Merger:
	300 Lyman Avenue Womelsdorf Berks County		901 East Main Street Palmyra Lebanon County
	1 West Main Street Annville Lebanon County		1 West Main Street Palmyra Lebanon County
	9th and Cumberland Sts. Lebanon Lebanon County		107 West Main Street Schaefferstown Lebanon County
	1205 Quentin Road Lebanon Lebanon County		55 S. Tulpehocken Street Pine Grove Schuylkill County
	297 West Lincoln Avenue Myerstown Lebanon County
3-27-98	Fulton Bank Lancaster Lancaster County		Lancaster	Effective
	Purchase of assets/assumption of liabilities of 11 branch offices of Lebanon Valley Farmers Bank, located at:
	4807 Jonestown Road Harrisburg Dauphin County		1195 Manheim Pike Lancaster Lancaster County
	1212 Cocoa Avenue Hershey Dauphin County		38 East Roseville Road Lancaster Lancaster County
	2296 South Market Street Elizabethtown Lancaster County		Route 501 at Newport Rd. Lititz Lancaster County
	1713 West Main Street Ephrata Lancaster County		201 West Main Street New Holland Lancaster County
	922 Columbia Avenue Lancaster Lancaster County		Route 23 & Summit Drive Silver Spring Lancaster County
	792 New Holland Avenue Lancaster Lancaster County
3-31-98	PSB Interim Bank, East Berlin, and    The Peoples State Bank, East Berlin Surviving Institution--PSB Interim Bank, East Berlin, with a change in corporate title to ''The Peoples State Bank''		East Berlin	Effective
	The merger is being effected solely to facilitate the acquisition of The Peoples State Bank, East Berlin, by Community Banks, Inc., Millersburg, an existing holding company.

Conversions

Date	Name of Institution		Location	Action
3-25-98	Northwood Savings Association Philadelphia Philadelphia County       to: Northwood Savings Bank Philadelphia Philadelphia County		1500 E. Susquehanna Avenue Philadelphia Philadelphia County	Approved
	Represents conversion from a State-chartered mutual savings association to a State-chartered mutual savings bank.

Branch Applications

Date	Name of Bank		Location	Action
3-27-98	Somerset Trust Company Somerset Somerset County		116 Market Street Johnstown Cambria County	Filed
3-30-98	CSB Bank Curwensville Clearfield County		Bucktail Village Route 120 (Bucktail Rd.) St. Marys Elk County	Filed
3-30-98	Summit Bank Bethlehem Northampton County		Genuardi's Family Market Huntingdon Valley Shopping Center 737 Huntingdon Pike Huntingdon Valley Montgomery County	Filed

Articles of Amendment

Date	Name of Bank		Purpose	Action
3-27-98	Harris Savings Bank Harrisburg Dauphin County		To provide for the acquisition of full fiduciary powers.	Approved and Effective

SAVINGS ASSOCIATIONS

No activity.

CREDIT UNIONS

No activity.

RICHARD RISHEL,   
Secretary

[Pa.B. Doc. No. 98-570. Filed for public inspection April 10, 1998, 9:00 a.m.]

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