NOTICES

DEPARTMENT OF BANKING

Action on Applications

[30 Pa.B. 6220]

   The Department of Banking of the Commonwealth of Pennsylvania, under the authority contained in the act of November 30, 1965 (P. L. 847, No. 356), known as the Banking Code of 1965; the act of December 14, 1967 (P. L. 746, No. 345), known as the Savings Association Code of 1967; the act of May 15, 1933 (P. L. 565, No. 111), known as the Department of Banking Code; and the act of December 19, 1990 (P. L. 834, No. 198), known as the Credit Union Code, has taken the following action on applications received for the week ending November 21, 2000.

BANKING INSTITUTIONS

Holding Company Acquisitions

Date	Name of Corporation		Location	Action
11-21-00	Citizens & Northern Corporation,    Wellsboro, to acquire 100% of voting    shares of Peoples Ltd., Wyalusing		Wellsboro	Application Withdrawn

New Charter Applications

Date	Name of Bank		Location	Action
11-14-00	Gallatin State Bank Uniontown Fayette County		690 W. Main St. Uniontown Fayette County	Application Withdrawn

Conversions

Date	Name of Bank		Location	Action
10-17-00	Harris Savings Bank Harrisburg Dauphin County       To: Waypoint Bank, FSB Harrisburg Dauphin County		Harrisburg	Effective
	Represents conversion from a State-chartered stock savings bank to a Federally-chartered stock savings bank, part of an overall merger and conversion transaction involving York Financial Corp., a Pennsylvania savings and loan holding company and its wholly-owned subsidiary Federal savings and loan association, York Federal Savings and Loan Association. In addition, Harris Financial, MHC, the majority owner of Harris Financial, Inc., converted from mutual to stock form and along with Harris Financial, Inc. (the sole owner of Harris Savings Bank), merged with and into Harris Savings Bank and ceased to exist. Waypoint Financial Corp., a new Federal savings and loan holding company, is the sole owner of Waypoint Bank.

Consolidations, Mergers and Absorptions

Date	Name of Bank		Location	Action
11-6-00	Northwest Savings Bank Warren Warren County		Warren	Effective
	Purchase of Assets/Assumption of Liabilities of Nine Branch Offices of Sovereign Bank, F.S.B., Wyomissing, located at:
	47 Turner Street Austin Potter County		50 South Main Street Mansfield Tioga County
	302 N. East Street Coudersport Potter County		61 Main Street Wellsboro Tioga County
	30 West Street Galeton Potter County		16 Main Street Wellsboro Tioga County (Drive-Up Facility)
	51 Academy Street Shinglehouse Potter County		100 E. Main Street Westfield Tioga County
	53 Main Street Lawrenceville Tioga County
11-9-00	Sentry Trust Company,    Chambersburg, and Greencastle    Interim Trust Company, Greencastle    Surviving Institution--Sentry Trust    Company, Chambersburg		Chambersburg	Filed
	Application for merger being filed solely to facilitate the transfer of the trust accounts of The First National Bank of Greencastle to Sentry Trust Company.
11-21-00	Citizens & Northern Bank, Wellsboro,    and Peoples State Bank of    Wyalusing, Wyalusing    Surviving Institution--Citizens &    Northern Bank, Wellsboro		Wellsboro	Application Withdrawn

Branch Applications

Date	Name of Bank		Location	Action
10-24-00	Parkvale Savings Bank Monroeville Allegheny County		600 WalMart Drive Gibsonia Allegheny County	Opened
11-6-00	Mauch Chunk Trust Company Jim Thorpe Carbon County		1202 North Street Jim Thorpe Carbon County	Opened
11-6-00	Northern State Bank Towanda Bradford County		420 N. Elmira Street Sayre Bradford County	Opened
11-6-00	Farmers & Merchants Trust Company    of Chambersburg Chambersburg Franklin County		1909 Ritner Highway Carlisle Cumberland County	Opened
11-10-00	Irwin Bank & Trust Company Irwin Westmoreland County		Pennsylvania Avenue Commons 20 N. Pennsylvania Ave. Greensburg Westmoreland County (Trust Office)	Opened
11-11-00	Pennsylvania State Bank Camp Hill Cumberland County		715 Wertzville Road Enola East Pennsboro Twp. Cumberland County	Opened
11-13-00	Susquehanna Trust & Investment    Company Lititz Lancaster County		59 W. Washington St. Hagerstown Washington County Maryland	Filed
11-14-00	Beneficial Mutual Savings Bank Philadelphia Philadelphia County		Holme Circle Shopping Center Welsh Rd. & Holme Ave. Philadelphia Philadelphia County	Filed
11-14-00	Somerset Trust Company Somerset Somerset County		612 Logan Place Confluence Somerset County	Opened
11-21-00	Somerset Trust Company Somerset Somerset County		807 Goucher Street Johnstown Cambria County	Approved
11-21-00	The Madison Bank Blue Bell Montgomery County		1232 Egypt Road Oaks Montgomery County	Approved

Branch Relocations

Date	Name of Bank		Location	Action
11-20-00	Northwest Savings Bank Warren Warren County	To:	2218-2220 S. Queen St. York York County	Filed
		From:	Queensgate Shopping Center 2081 Springwood Rd. York York County

Branch Discontinuances

Date	Name of Bank		Location	Action
11-17-00	First Commonwealth Bank Indiana Indiana County		3400 S. Park Road Bethel Park Allegheny County	Approved

SAVINGS INSTITUTIONS

Consolidations, Mergers and Absorptions

Date	Name of Association		Location	Action
11-10-00	Security Savings Association of    Hazleton, Hazleton, and First    Federal Bank, Hazleton    Surviving Institution--First Federal    Bank, Hazleton		Hazleton	Effective

Branch Applications

Date	Name of Association		Location	Action
11-1-00	Washington Savings Association Philadelphia Philadelphia County		8729 Frankford Ave. Philadelphia Philadelphia County	Opened

CREDIT UNIONS

Consolidations, Mergers and Absorptions

Date	Name of Credit Union		Location	Action
11-21-00	Erie Postal Credit Union, Erie, and    Erie General Electric Employees    Federal Credit Union, Erie    Surviving Institution--Erie General    Electric Employees Federal Credit    Union, Erie		Erie	Conditional Approval

JAMES B. KAUFFMAN, Jr.,   
Acting Secretary

[Pa.B. Doc. No. 00-2066. Filed for public inspection December 1, 2000, 9:00 a.m.]

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