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PA Bulletin, Doc. No. 01-2260

RULES AND REGULATIONS

Title 31--INSURANCE

INSURANCE DEPARTMENT

[31 PA. CODE CH. 89]

[31 Pa.B. 145]

[Correction]

Medicare Supplement Insurance

   An error appeared in a chart at 30 Pa.B. 6886, 6890 (December 30, 2000). The correct version of this chart appears in Annex A, with ellipses referring to the existing text of the regulation.

Annex A

TITLE 31.  INSURANCE

PART IV.  LIFE INSURANCE

CHAPTER 89.  APPROVAL OF LIFE, ACCIDENT AND HEALTH INSURANCE

Subchapter K.  MEDICARE SUPPLMENT INSURANCE MINIMUM STANDARDS

§ 89.783.  Required disclosure provisions.

*      *      *      *      *

    

[COMPANY NAME]

Outline of Medicare Supplement Coverage-Cover Page:

   

Benefit Plans ______ (insert letters of plans being offered)

Medicare supplement insurance can be sold in only ten standard plans plus two high deductible plans. This chart shows the benefits included in each plan. Every company must make available Plan A & B.

Basic Benefits:  Included in All Plans.
Hospitalization: Part A coinsurance plus coverage for 365 additional days after Medicare benefits end.
Medical Expenses:  Part B coinsurance (20% of Medicare-approved expenses) or, in the case of hospital outpatient department
services under a prospective payment system, applicable copayments.
Blood:  First three pints of blood each year.
 

A B C D E FF* G H I J J*
Basic
Benefits
Basic
Benefits
Basic
Benefits
Basic
Benefits
Basic
Benefits
Basic
Benefits
Basic
Benefits
Basic
Benefits
Basic
Benefits
Basic
Benefits
Skilled
Nursing Co-Insurance
Skilled
Nursing Co-Insurance
Skilled
Nursing Co-Insurance
Skilled
Nursing
Co-
Insurance
Skilled
Nursing Co-Insurance
Skilled
Nursing Co-Insurance
Skilled
Nursing Co-Insurance
Skilled
Nursing
Co-
Insurance
Part A
Deductible
Part A
Deductible
Part A
Deductible
Part A
Deductible
Part A
Deductible
Part A
Deductible
Part A
Deductible
Part A
Deductible
Part A
Deductible
Part B
Deductible
Part B
Deductible
Part B
Deductible
Part B
Excess
(100%)
Part B
Excess (80%)
Part B
Excess (100%)
Part B
Excess
(100%)
Foreign Travel
Emergency
Foreign
Travel
Emergency
Foreign Travel
Emergency
Foreign
Travel
Emergency
Foreign
Travel
Emergency
Foreign
Travel
Emergency
Foreign
Travel
Emergency
Foreign
Travel
Emergency
At-Home
Recovery
At-Home
Recovery
At-Home
Recovery
At-Home
Recovery
Basic Drugs
($1,250
Limit)
Basic Drugs
($1,250 Limit)
Extended
Drugs
($3,000 Limit)
Preventive
Care
Preventive
Care

* Plans F and J also have an option called a high deductible plan F and a high deductible plan J. These high deductible plans pay the same or offer the same benefits as Plans F and J after one has paid a calendar year $1,580 deductible. Benefits from high deductible plans F and J will not begin until out-of-pocket expenses are $1580. Out-of-pocket expenses for this deductible are expenses that would ordinarily be paid by the policy. These expenses include the Medicare deductibles for Part A and Part B, but does not include, in plan J, the plan's separate prescription drug deductible or, in Plans F and J, the plan's separate foreign travel emergency deductible.

[Pa.B. Doc. No. 01-2260. Filed for public inspection December 29, 2001, 9:00 a.m.]



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