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COMMONWEALTH OF PENNSYLVANIA

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PA Bulletin, Doc. No. 02-2059

NOTICES

DEPARTMENT OF BANKING

Action on Applications

[32 Pa.B. 5671]

   The Department of Banking, under the authority contained in the act of November 30, 1965 (P. L. 847, No. 356), known as the Banking Code of 1965; the act of December 14, 1967 (P. L. 746, No. 345), known as the Savings Association Code of 1967; the act of May 15, 1933 (P. L. 565, No. 111), known as the Department of Banking Code; and the act of December 19, 1990 (P. L. 834, No. 198), known as the Credit Union Code, has taken the following action on applications received for the week ending November 5, 2002.

BANKING INSTITUTIONS

Holding Company Acquisitions

DateName of CorporationLocationAction
11-1-02Berkshire Financial Holdings, Inc.,
   Collegeville, to acquire 100% of
   the voting shares of
   USABancShares.com, Inc.,
   Philadelphia
CollegevilleEffective

Mutual Holding Company Reorganization

DateName of Bank LocationAction
10-31-02Keystone Savings Bank
Bethlehem
Northampton County
BethlehemApproved
Application represents reorganization into a mutual holding company to be known as ''Keystone Mutual Holding Company.''

Branch Applications

DateName of Bank LocationAction
10-28-02First American Bank
   of Pennsylvania
Everett
Bedford County
24 N. Cedar Street
Lititz
Lancaster County
Opened
11-4-02First Columbia Bank &
   Trust Company
Bloomsburg
Columbia County
Route 93 and
   Dessen Drive
Hazleton
Luzerne County
Filed

Branch Relocations

DateName of Bank LocationAction
8-12-02Sharon Savings Bank
Darby
Delaware County
To:420 Bainbridge St.
Philadelphia
Philadelphia County
Effective
From:1730 Snyder Ave.
Philadelphia
Philadelphia County
11-1-02Citizens Bank of
   Pennsylvania
Philadelphia
Philadelphia County
To:4110 Brownsville Rd.
Pittsburgh
Allegheny County
Filed
From:4148 Brownsville Rd.
Pittsburgh
Allegheny County

Branch Discontinuances

DateName of Bank LocationAction
10-19-02Pittsburgh Savings Bank
Pittsburgh
Allegheny County
5001 Library Road
Bethel Park
Allegheny County
Effective

Articles of Amendment

DateName of Bank PurposeAction
11-1-02vBank, A Savings Bank
Philadelphia
Philadelphia County
Amendment to Article First
provides for a change in
corporate title from
''vBank, A Savings Bank''
to ''NOVA Savings Bank''
Approved
and
Effective

SAVINGS INSTITUTIONS

No activity.

CREDIT UNIONS

Consolidations, Mergers and Absorptions

DateName of Credit Union LocationAction
11-1-02Pennsylvania State Employees Credit
   Union, Harrisburg, and Indiana
   County PA School Employees Federal
   Credit Union, Indiana
   Surviving Institution--
   Pennsylvania State Employees
   Credit Union, Harrisburg
HarrisburgEffective

PAUL H. WENTZEL, Jr.,   
Acting Secretary

[Pa.B. Doc. No. 02-2059. Filed for public inspection November 15, 2002, 9:00 a.m.]



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