§ 631c.5. Commission-free Baccarat.
(a) If specified in its Rules Submission, a certificate holder may offer commission-free Baccarat in which no commission is collected.
(b) In addition to the requirements in § 631a.2(a) and (b)(1)—(4) (relating to Baccarat table physical characteristics), the layout for commission-free Baccarat shall contain:
(1) Separate areas designated for the placement of the Player Pair wager authorized under subsection (c)(1).
(2) Separate areas designated for the placement of the Banker Pair wager authorized under subsection (c)(2).
(3) Separate areas designated for the placement of the Lucky Six wager for each player, as authorized under subsection (c)(3).
(c) In addition to the wager on the player’s hand, banker’s hand and tie hand, which shall win or lose as provided in § 631a.8(a)(1)—(3) (relating to wagers), a player may place the following optional wagers if offered by the certificate holder:
(1) Player Pair wager, which shall win if the initial two cards dealt to the player’s hand are a pair such as two nines or two queens and shall lose if the initial two cards dealt to the player’s hand are not a pair.
(2) Banker Pair wager, which shall win if the initial two cards dealt to the banker’s hand are a pair and shall lose if the initial two cards dealt to the banker’s hand are not a pair.
(3) A Lucky Six wager, which shall win if the point count of the banker’s hand is a six and is higher than the point count of the player’s hand and shall lose if:
(i) The point count of the banker’s hand is a six but is lower than the point count of the player’s hand.
(ii) The point count of the banker’s hand is not a six.
(d) Commission-free Baccarat shall be dealt and played in accordance with § § 631a.3—631a.9. If any player placed a Player or Banker Pair wager, the wager shall be settled prior to dealing a third card to the player’s hand or banker’s hand. A winning pair wager shall be paid out in accordance with subsection (g). After settling any pair wagers, the game shall resume by dealing any third cards that are required to be dealt in accordance with § § 631a.10 and 631a.11 (relating to procedure for dealing a third card; and rules for determining whether a third card shall be dealt).
(e) After each hand has received all the cards to which it is entitled under § § 631a.10 and 631a.11, the dealer shall announce the final point count of each hand indicating which hand has won the round. If two hands have equal point counts, the dealer shall announce ‘‘tie hand.’’ If the point counts of the banker’s hand and player’s hand results in a Lucky Six, the dealer shall announce ‘‘Lucky Six.’’
(f) After the result of the round is announced, the dealer shall first collect each losing wager. After the losing wagers are collected, starting at the highest numbered player position at which a winning wager is located, the dealer shall pay that player’s winning wager. A winning wager on the player’s hand shall be paid in accordance with subsection (h). A winning wager on the banker’s hand shall be paid in accordance with subsection (i). A winning tie wager shall be paid in accordance with subsection (j). A Lucky Six wager shall be paid in accordance with subsection (k).
(g) A winning pair wager on either the player’s hand or banker’s hand shall be paid at odds of 11 to 1.
(h) A winning wager made on the player’s hand shall be paid at odds of 1 to 1.
(i) A winning wager made on the banker’s hand shall be paid at odds of 1 to 1, except if the banker’s hand wins with a point count of 6, then the winning wager on the banker’s hand shall be paid out at odds of 1 to 2.
(j) A winning tie wager shall be paid at odds of 8 to 1.
(k) When the banker’s hand wins with a total of six points:
(1) With only two cards dealt to the banker’s hand, the winning Lucky Six wager shall be paid at odds of 12 to 1.
(2) With three cards dealt to the banker’s hand, the winning Lucky Six wager shall be paid at odds of 20 to 1.
(l) At the conclusion of a round of play, the dealer shall remove all cards from the table and place them in the discard rack in a manner that permits the reconstruction of each hand in the event of a question or dispute. Irregularities during play shall be handled in accordance with § 631a.15 (relating to irregularities).
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