CHAPTER 84. TABLES APPROVED FOR USE IN DETERMINING MINIMUM NONFORFEITURE STANDARDS AND MINIMUM STANDARDS FOR VALUATION

Sec.

84.1.    Purpose.
84.2.    Definitions.
84.3.    1983 Table ‘‘a,’’ Annuity 2000 Mortality Table, 1983 GAM Table, 1994 GAR Table and 2012 IAR Mortality Table.
84.3a.    Application of the 2012 IAR Mortality Table.
84.4.    [Reserved].
84.5.    1980 CSO and 1980 CET Tables, including Smoker and Nonsmoker Tables, with Mortality Rates Independent of Sex.
84.6.    1980 CSO and 1980 CET Smoker and Nonsmoker Mortality Tables.

Authority

   The provisions of this Chapter 84 issued under section 301(c)(1) of The Insurance Department Act of 1921 (40 P.S. §  71(c)(1)); and section 410A(e)(8)(F) of The Insurance Company Law of 1921 (40 P.S. §  510.1(e)(8)(F)), unless otherwise noted.

Source

   The provisions of this Chapter 84 adopted January 10, 1986, effective immediately and will apply retroactively to January 1, 1985, 16 Pa.B. 133, unless otherwise noted. Immediately preceding text appears at serial page (61008).

§ 84.1. Purpose.

 This chapter is to implement section 301(c)(1) of the act (40 P.S. §  71(c)(1)) and section 410A(e)(8)(F) of the law (40 P.S. §  510.1(e)(8)(F)) which authorize the Commissioner to promulgate regulations specifying tables adopted after 1980 by the NAIC for use in determining minimum nonforfeiture standards and minimum standards for valuation.

§ 84.2. Definitions.

 The following words and terms, when used in this chapter, have the following meanings, unless the context clearly indicates otherwise:

   Act—The Insurance Department Act of 1921 (40 P.S. § §  1—321).

   Annuity 2000 Mortality Table—The mortality table developed by the Society of Actuaries Committee on Life Insurance Research and shown on page 240 of Volume XLVII of the Transactions of the Society of Actuaries (1995) and adopted as a recognized mortality table for annuities in December 1996 by the NAIC.

   Commissioner—The Insurance Commissioner of the Commonwealth.

   Department—The Insurance Department of the Commonwealth.

   Generational mortality table—A mortality table containing a set of mortality rates that decrease for a given age from one year to the next based on a combination of a period table and a projection scale containing rates of mortality improvement.

   Law—The Insurance Company Law of 1921 (40 P.S. § §  341—991).

   NAIC—The National Association of Insurance Commissioners.

   Period table—A table of mortality rates applicable to a given calendar year.

   Projection Scale G2—The table, as shown in Appendices III and IV, of annual rates, G2_x, of mortality improvement by age for projecting future mortality rates beyond calendar year 2012 developed by the Society of Actuaries Committee on Life Insurance Research.

   1983 Table ‘‘a’’—The mortality table developed by the Society of Actuaries Committee to Recommend a New Mortality Basis for Individual Annuity Valuation and adopted as a recognized mortality table for annuities in June 1982 by the NAIC.

   1983 GAM Table—The mortality table developed by the Society of Actuaries Committee on Annuities and adopted as a recognized mortality table for annuities in December 1983 by the NAIC.

   1994 GAR Table—The mortality table developed by the Society of Actuaries Group Annuity Valuation Table Task Force and shown on pages 866—867 of volume XLVII of the Transactions of the Society of Actuaries (1995) and adopted as a recognized mortality table for annuities in December 1996 by the NAIC.

   2012 IAR Table—The generational mortality table developed by the Society of Actuaries Committee on Life Insurance Research containing rates, q_x²⁰¹²⁺ⁿ, derived from a combination of the 2012 IAM Period Table and Projection Scale G2, using the methodology in §  84.3a (relating to application of the 2012 IAR Mortality Table).

   2012 IAM Period Table—The period table, as shown in Appendices I and II, containing loaded mortality rates for calendar year 2012, q_x²⁰¹², developed by the Society of Actuaries Committee on Life Insurance Research.

Authority

   The provisions of this §  84.2 amended under sections 206, 506, 1501 and 1502 of The Administrative Code of 1929 (71 P.S. § §  66, 186, 411 and 412); sections 301 and 303 of The Insurance Department Act of 1921 (40 P.S. § §  71 and 73); and section 410A of The Insurance Company Law of 1921 (40 P.S. §  510.1).

Source

   The provisions of this §  84.2 amended June 25, 1999, effective June 26, 1999, 29 Pa.B. 3208; amended July 8, 2016, effective August 8, 2016, 46 Pa.B. 3645. Immediately preceding text appears at serial pages (256923) to (256924).

§ 84.3. 1983 Table ‘‘a,’’ Annuity 2000 Mortality Table, 1983 GAM Table, 1994 GAR Table and 2012 IAR Mortality Table.

 (a)  The 1983 Table ‘‘a,’’ the Annuity 2000 Mortality Table excluding mortality rates independent of sex, the 1983 GAM Table, the 1994 GAR Table and the 2012 IAR Mortality Table are approved by the Commissioner as annuity mortality tables for valuation.

 (b)  At the option of the company, the 1983 Table ‘‘a’’ may be used in determining the minimum standard of valuation for an individual annuity or pure endowment contract issued prior to January 1, 1986, and for an annuity or pure endowment purchased prior to January 1, 1986, under a group annuity or pure endowment contract.

 (c)  The 1983 Table ‘‘a,’’ or the Annuity 2000 Mortality Table excluding mortality rates independent of sex shall be used in determining the minimum standard of valuation for an individual annuity or pure endowment contract issued on or after January 1, 1986, and prior to June 26, 1999.

 (d)  The Annuity 2000 Mortality Table excluding mortality rates independent of sex shall be used, except as provided by subsections (e) and (f), in determining the minimum standard of valuation for an individual annuity or pure endowment contract issued on or after June 26, 1999.

 (e)  Except as provided in subsection (f), the 2012 IAR Mortality Table shall be used for determining the minimum standard of valuation for any individual annuity or pure endowment contract issued on or after August 8, 2016.

 (f)  The 1983 Table ‘‘a’’ shall be used in determining the minimum standard of valuation for an individual annuity or pure endowment contract issued on or after June 26, 1999, when the contract is based on life contingencies and is issued to fund periodic benefits arising from:

   (1)  Settlements of claims pertaining to court settlements or out of court settlements from tort actions.

   (2)  Settlements of claims, such as worker’s compensation claims.

   (3)  Settlements of long term disability claims when a temporary or life annuity has been used instead of continuing disability payments.

 (g)  At the option of the company, the 1983 GAM Table or the 1994 GAR Table may be used in determining the minimum standard of valuation for an annuity or pure endowment purchased prior to January 1, 1986, under a group annuity or pure endowment contract.

 (h)  The 1983 GAM Table or the 1994 GAR Table shall be used in determining the minimum standard of valuation for an annuity or pure endowment purchased on or after January 1, 1986, and prior to June 26, 1999, under a group annuity or pure endowment contract.

 (i)  1994 GAR Table.

   (1)  The 1994 GAR Table shall be used in determining the minimum standard of valuation for an annuity or pure endowment purchased on or after June 26, 1999, under a group annuity or pure endowment contract.

   (2)  In using the 1994 GAR Table, the mortality rate for a person age x in year (1994 + n) shall be calculated as follows:

   q_x¹⁹⁹⁴⁺ⁿ = q_x¹⁹⁹⁴ (1-AA_x)ⁿ where the values of q_x¹⁹⁹⁴ and AA_x are as specified in the 1994 GAR Table.

Authority

   The provisions of this §  84.3 amended under sections 206, 506, 1501 and 1502 of The Administrative Code of 1929 (71 P.S. § §  66, 186, 411 and 412); sections 301 and 303 of The Insurance Department Act of 1921 (40 P.S. § §  71 and 73); and section 410A of The Insurance Company Law of 1921 (40 P.S. §  510.1).

Source

   The provisions of this §  84.3 amended June 25, 1999, effective June 26, 1999, 29 Pa.B. 3208; amended July 8, 2016, effective August 8, 2016, 46 Pa.B. 3645. Immediately preceding text appears at serial pages (256924) to (256925).

§ 84.3a. Application of the 2012 IAR Mortality Table.

 (a)  In using the 2012 IAR Mortality Table, the mortality rate for a person age x in year (2012 + n) is calculated as follows: q_x²⁰¹²⁺ⁿ = q_x²⁰¹² (1-G2_x)ⁿ.

 (b)  The resulting q_x ²⁰¹²⁺ⁿ shall be rounded to three decimal places per 1,000, for example, 0.741 deaths per 1,000. This rounding shall occur according to the formula in subsection (a), starting at the 2012 period table rate.

   (1)  For example, for a male age 30, q_x²⁰¹² = 0.741.

 q_x ²⁰¹³= 0.741 * (1-0.010) [caret ] 1 = 0.73359, which is rounded to 0.734.

 q_x ²⁰¹⁴= 0.741 * (1-0.010) [caret ] 2 = 0.7262541, which is rounded to 0.726.

   (2)  A method leading to incorrect rounding would be to calculate q_x ²⁰¹⁴ as q_x ²⁰¹³ * (1-0.010), or 0.734 * 0.99 = 0.727. It is incorrect to use the already rounded q_x ²⁰¹³ to calculate q_x ²⁰¹⁴.

Authority

   The provisions of this §  84.3a issued under sections 206, 506, 1501 and 1502 of The Administrative Code of 1929 (71 P.S. § §  66, 186, 411 and 412); sections 301 and 303 of The Insurance Department Act of 1921 (40 P.S. § §  71 and 73); and section 410A of The Insurance Company Law of 1921 (40 P.S. §  510.1).

Source

   The provisions of this §  84.3a adopted July 8, 2016, effective August 8, 2016, 46 Pa.B. 3645.

Cross References

   This section cited in 31 Pa. Code §  84.2 (relating to definitions).

§ 84.4. Reserved].

Source

   The provisions of this §  84.4 reserved June 23, 1999, effective June 26, 1999, 29 Pa.B. 3208. Immediately preceding text appears at serial page (132180).

§ 84.5. 180 CSO and 1980 CET Tables, including Smoker and Nonsmoker Tables, with Mortality Rates Independent of Sex.

 (a)  Tables designated 1980 CSO-A, 1980 CSO-B, 1980 CSO-C, 1980 CSO-D, 1980 CSO-E, 1980 CSO-F, and 1980 CSO-G, with or without Ten-Year Select Mortality Factors, were adopted as recognized mortality tables for life insurance in December 1983 by the NAIC.

 (b)  Tables designated 1980 CET-A, 1980 CET-B, 1980 CET-C, 1980 CET-D, 1980 CET-E, 1980 CET-F, and 1980 CET-G, were adopted as recognized mortality tables for life insurance in December 1983 by the NAIC.

 (c)  The tables mentioned in subsection (a) are approved by the Commissioner for use in determining the minimum nonforfeiture standard for policies of ordinary insurance issued on or after the operative date of section 410A(e) of the law (40 P.S. §  510.1(e)). The tables mentioned in subsection (a) may, at the option of the company, be substituted for the Commissioner’s 1980 Standard Ordinary Mortality Table, with or without Ten-Year Select Mortality Factors, under section 410A(e)(8)(F) of the law. They are not approved by the Commissioner for use in determining the minimum standard of valuation for policies.

 (d)  The tables mentioned in subsection (b) are approved by the Commissioner for use in determining the minimum nonforfeiture standard for policies of ordinary insurance issued on or after the operative date of section 410A(e) of the law. The tables mentioned in subsection (b) may, at the option of the company, be substituted for the Commissioner’s 1980 Extended Term Insurance Table under section 410A(e)(8)(F) of the law. If a company elects to use a particular table mentioned in subsection (b) for paid up term insurance with accompanying pure endowment, if any, for a particular policy form, the corresponding table mentioned in subsection (a) shall be used as the minimum nonforfeiture standard for the rest of the same policy form (for example, 1980 CSO-D with 1980 CET-D). These tables are not approved by the Commissioner for use in determining the minimum standard of valuation for the policies.

 (e)  Tables designated 1980 CSO-SA, 1980 CSO-SB, 1980 CSO-SC, 1980 CSO-SD, 1980 CSO-SE, 1980 CSO-SF, 1980 CSO-SG, 1980 CSO-NA, 1980 CSO-NB, 1980 CSO-NC, 1980 CSO-ND, 1980 CSO-NE, 1980 CSO-NF and 1980 CSO-NG were adopted as recognized mortality tables for life insurance in December 1986 by the NAIC.

 (f)  Tables designated 1980 CET-SA, 1980 CET-SB, 1980 CET-SC, 1980 CET-SD, 1980 CET-SE, 1980 CET-SF, 1980 CET-SG, 1980 CET-NA, 1980 CETNB, 1980 CET-NC, 1980 CET-ND, 1980 CET-NE, 1980 CET-NF and 1980 CET-NG were adopted as recognized mortality tables for life insurance in December 1986 by the NAIC.

 (g)  For a policy form with separate rates for smokers and nonsmokers, the tables mentioned in subsection (e), in addition to the tables mentioned in subsection (a), are approved by the Commissioner for use in determining the minimum nonforfeiture standard for policies of ordinary insurance issued on or after the operative date of section 410A(e) of the law. The tables mentioned in subsections (a) or (e) may, at the option of the company, be substituted for the Commissioner’s 1980 Standard Ordinary Mortality Table, with or without Ten-Year Select Mortality Factors, under section 410A(e)(8)(F) of the law. They are not approved by the Commissioner for use in determining the minimum standard of valuation for policies.

 (h)  For a policy form with separate rates for smokers and nonsmokers, the tables mentioned in subsection (f), in addition to the tables mentioned in subsection (b), are approved by the Commissioner for use in determining the minimum nonforfeiture standard for policies of ordinary insurance issued on or after the operative date of section 410A(e) of the law. The tables mentioned in subsection (b) or (f) may, at the option of the company, be substituted for the Commissioner’s 1980 Extended Term Insurance Table under section 410A(e)(8)(F) of the law. If a company elects to use a particular table mentioned in subsection (b) or (f) for paid up term insurance with accompanying pure endowment, if any, for a particular policy form, the corresponding table mentioned in subsection (a) or (e) shall be used as the minimum nonforfeiture standard for the rest of the same policy form (for example, 1980 CSO-SD with 1980 CET-SD). These tables are not approved by the Commissioner for use in determining the minimum standard of valuation for the policies.

Authority

   The provisions of this §  84.5 amended under sections 206, 506, 1501 and 1502 of The Administrative Code of 1929 (71 P.S. § §  66, 186, 411 and 412); and section 410A(e)(8)(F) of The Insurance Company Law of 1921 (40 P.S. §  510.1(e)(8)(F)).

Source

   The provisions of this §  84.5 amended November 11, 1988, effective November 12, 1988, 18 Pa.B. 5072.

§ 84.6. 980 CSO and 1980 CET Smoker and Nonsmoker Mortality Tables.

 (a)  The 1980 CSO Smoker and Nonsmoker Mortality Tables, with or without Ten-Year Select Mortality Factors, and the 1980 CET Smoker and Nonsmoker Mortality Tables were adopted as recognized mortality tables for life insurance in December 1983 by the NAIC.

 (b)  The Commissioners 1980 Standard Ordinary Mortality Table with or without Ten-Year Select Mortality Factors and the Commissioners 1980 Extended Term Insurance Table are tables prescribed for use in determining the minimum nonforfeiture standard and the minimum standard of valuation of certain policies in section 410A of the law (40 P.S. §  510.1) and sections 301 and 303 of the act (40 P.S. § §  71 and 73).

 (c)  Subject to the conditions in subsection (d), the tables mentioned in subsection (a) are approved by the Commissioner for use in determining the minimum nonforfeiture standard and the minimum standard of valuation for policies of ordinary insurance issued on or after the operative date of section 410A(e) of the law (40 P.S. §  510.1(e)). In determining the minimum nonforfeiture standard and the minimum standard of valuation for the policies, and subject to the conditions in subsection (d), the company at its option may make the following substitutions:

   (1)  The 1980 CSO Smoker and Nonsmoker Mortality Tables, with or without Ten-Year Select Mortality Factors, may be substituted for the Commissioners 1980 Standard Ordinary Mortality Table, with or without Ten-Year Select Mortality Factors.

   (2)  The 1980 CET Smoker and Nonsmoker Mortality Tables may be substituted for the Commissioners 1980 Extended Term Insurance Table.

 (d)  For a policy form with separate rates for smokers and nonsmokers, a company may use the tables in one of the following ways:

   (1)  Those mentioned in subsection (b) to determine the minimum nonforfeiture standard and the minimum standard for valuation.

   (2)  Those mentioned in subsection (b) to determine the minimum nonforfeiture standard and the minimum reserves required by section 301 of the act (40 P.S. §  71)—without regard to section 303 of the act (40 P.S. §  73)—and those mentioned in subsection (a) as the minimum valuation standard of mortality to determine the minimum reserves required by section 303 of the act (40 P.S. §  73).

   (3)  Those mentioned in subsection (a) to determine the minimum nonforfeiture standard and the minimum standard of valuation.

Cross References

   This section cited in 31 Pa. Code §  84c.3 (relating to definitions).

APPENDIX I
2012 IAM Period Table
Female, Age Nearest Birthday

   

AGE	1000 [odot ]1 qx2012	AGE	1000 [odot ]1 qx2012	AGE	1000 [odot ]1 qx2012	AGE	1000 [odot ]1 qx2012
0	1.621	30	0.300	60	3.460	90	88.377
1	0.405	31	0.321	61	3.916	91	97.491
2	0.259	32	0.338	62	4.409	92	107.269
3	0.179	33	0.351	63	4.933	93	118.201
4	0.137	34	0.365	64	5.507	94	130.969
5	0.125	35	0.381	65	6.146	95	146.449
6	0.117	36	0.402	66	6.551	96	163.908
7	0.110	37	0.429	67	7.039	97	179.695
8	0.095	38	0.463	68	7.628	98	196.151
9	0.088	39	0.504	69	8.311	99	213.150
10	0.085	40	0.552	70	9.074	100	230.722
11	0.086	41	0.600	71	9.910	101	251.505
12	0.094	42	0.650	72	10.827	102	273.007
13	0.108	43	0.697	73	11.839	103	295.086
14	0.131	44	0.740	74	12.974	104	317.591
15	0.156	45	0.780	75	14.282	105	340.362
16	0.179	46	0.825	76	15.799	106	362.371
17	0.198	47	0.885	77	17.550	107	384.113
18	0.211	48	0.964	78	19.582	108	400.000
19	0.221	49	1.051	79	21.970	109	400.000
20	0.228	50	1.161	80	24.821	110	400.000
21	0.234	51	1.308	81	28.351	111	400.000
22	0.240	52	1.460	82	32.509	112	400.000
23	0.245	53	1.613	83	37.329	113	400.000
24	0.247	54	1.774	84	42.830	114	400.000
25	0.250	55	1.950	85	48.997	115	400.000
26	0.256	56	2.154	86	55.774	116	400.000
27	0.261	57	2.399	87	63.140	117	400.000
28	0.270	58	2.700	88	71.066	118	400.000
29	0.281	59	3.054	89	79.502	119	400.000
						120	1000.000

Authority

   The provisions of this Appendix I issued under sections 206, 506, 1501 and 1502 of The Administrative Code of 1929 (71 P.S. § §  66, 186, 411 and 412); sections 301 and 303 of The Insurance Department Act of 1921 (40 P.S. § §  71 and 73); and section 410A of The Insurance Company Law of 1921 (40 P.S. §  510.1).

Source

   The provisions of this Appendix I adopted July 8, 2016, effective August 8, 2016, 46 Pa.B. 3645.

APPENDIX II
2012 IAM Period Table
Male, Age Nearest Birthday

   

AGE	1000 [odot ]1 qx2012	AGE	1000 [odot ]1 qx2012	AGE	1000 [odot ]1 qx2012	AGE	1000 [odot ]1 qx2012
0	1.605	30	0.741	60	5.096	90	109.993
1	0.401	31	0.751	61	5.614	91	123.119
2	0.275	32	0.754	62	6.169	92	137.168
3	0.229	33	0.756	63	6.759	93	152.171
4	0.174	34	0.756	64	7.398	94	168.194
5	0.168	35	0.756	65	8.106	95	185.260
6	0.165	36	0.756	66	8.548	96	197.322
7	0.159	37	0.756	67	9.076	97	214.751
8	0.143	38	0.756	68	9.708	98	232.507
9	0.129	39	0.800	69	10.463	99	250.397
10	0.113	40	0.859	70	11.357	100	268.607
11	0.111	41	0.926	71	12.418	101	290.016
12	0.132	42	0.999	72	13.675	102	311.849
13	0.169	43	1.069	73	15.150	103	333.962
14	0.213	44	1.142	74	16.860	104	356.207
15	0.254	45	1.219	75	18.815	105	380.000
16	0.293	46	1.318	76	21.031	106	400.000
17	0.328	47	1.454	77	23.540	107	400.000
18	0.359	48	1.627	78	26.375	108	400.000
19	0.387	49	1.829	79	29.572	109	400.000
20	0.414	50	2.057	80	33.234	110	400.000
21	0.443	51	2.302	81	37.533	111	400.000
22	0.473	52	2.545	82	42.261	112	400.000
23	0.513	53	2.779	83	47.441	113	400.000
24	0.554	54	3.011	84	53.233	114	400.000
25	0.602	55	3.254	85	59.855	115	400.000
26	0.655	56	3.529	86	67.514	116	400.000
27	0.688	57	3.845	87	76.340	117	400.000
28	0.710	58	4.213	88	86.388	118	400.000
29	0.727	59	4.631	89	97.634	119	400.000
						120	1000.000

Authority

   The provisions of this Appendix II issued under sections 206, 506, 1501 and 1502 of The Administrative Code of 1929 (71 P.S. § §  66, 186, 411 and 412); sections 301 and 303 of The Insurance Department Act of 1921 (40 P.S. §  71 and 73); and section 410A of The Insurance Company Law of 1921 (40 P.S. §  510.1).

Source

   The provisions of this Appendix II adopted July 8, 2016, effective August 8, 2016, 46 Pa.B. 3645.

APPENDIX III
Projection Scale G2
Female, Age Nearest Birthday

AGE	G2x	AGE	G2x	AGE	G2x	AGE	G2x
0	0.010	30	0.010	60	0.013	90	0.006
1	0.010	31	0.010	61	0.013	91	0.006
2	0.010	32	0.010	62	0.013	92	0.005
3	0.010	33	0.010	63	0.013	93	0.005
4	0.010	34	0.010	64	0.013	94	0.004
5	0.010	35	0.010	65	0.013	95	0.004
6	0.010	36	0.010	66	0.013	96	0.004
7	0.010	37	0.010	67	0.013	97	0.003
8	0.010	38	0.010	68	0.013	98	0.003
9	0.010	39	0.010	69	0.013	99	0.002
10	0.010	40	0.010	70	0.013	100	0.002
11	0.010	41	0.010	71	0.013	101	0.002
12	0.010	42	0.010	72	0.013	102	0.001
13	0.010	43	0.010	73	0.013	103	0.001
14	0.010	44	0.010	74	0.013	104	0.000
15	0.010	45	0.010	75	0.013	105	0.000
16	0.010	46	0.010	76	0.013	106	0.000
17	0.010	47	0.010	77	0.013	107	0.000
18	0.010	48	0.010	78	0.013	108	0.000
19	0.010	49	0.010	79	0.013	109	0.000
20	0.010	50	0.010	80	0.013	110	0.000
21	0.010	51	0.010	81	0.012	111	0.000
22	0.010	52	0.011	82	0.012	112	0.000
23	0.010	53	0.011	83	0.011	113	0.000
24	0.010	54	0.011	84	0.010	114	0.000
25	0.010	55	0.012	85	0.010	115	0.000
26	0.010	56	0.012	86	0.009	116	0.000
27	0.010	57	0.012	87	0.008	117	0.000
28	0.010	58	0.012	88	0.007	118	0.000
29	0.010	59	0.013	89	0.007	119	0.000
						120	0.000

Authority

   The provisions of this Appendix III issued under sections 206, 506, 1501 and 1502 of The Admistrative Code of 1929 (71 P.S. § §  66, 186, 411 and 412); sections 301 and 303 of The Insurance Department Act of 1921 (40 P.S. § §  71 and 73); and section 410A of The Insurance Company Law of 1921 (40 P.S. §  510.1).

Source

   The provisions of this Appendix III adopted July 8, 2016, effective August 8, 2016, 46 Pa.B. 3645.

Cross References

   This appendix cited in 31 Pa. Code §  84.2 (relating to definitions).

APPENDIX IV
Projection Scale G2
Male, Age Nearest Birthday

   

AGE	G2x	AGE	G2x	AGE	G2x	AGE	G2x
0	0.010	30	0.010	60	0.015	90	0.007
1	0.010	31	0.010	61	0.015	91	0.007
2	0.010	32	0.010	62	0.015	92	0.006
3	0.010	33	0.010	63	0.015	93	0.005
4	0.010	34	0.010	64	0.015	94	0.005
5	0.010	35	0.010	65	0.015	95	0.004
6	0.010	36	0.010	66	0.015	96	0.004
7	0.010	37	0.010	67	0.015	97	0.003
8	0.010	38	0.010	68	0.015	98	0.003
9	0.010	39	0.010	69	0.015	99	0.002
10	0.010	40	0.010	70	0.015	100	0.002
11	0.010	41	0.010	71	0.015	101	0.002
12	0.010	42	0.010	72	0.015	102	0.001
13	0.010	43	0.010	73	0.015	103	0.001
14	0.010	44	0.010	74	0.015	104	0.000
15	0.010	45	0.010	75	0.015	105	0.000
16	0.010	46	0.010	76	0.015	106	0.000
17	0.010	47	0.010	77	0.015	107	0.000
18	0.010	48	0.010	78	0.015	108	0.000
19	0.010	49	0.010	79	0.015	109	0.000
20	0.010	50	0.010	80	0.015	110	0.000
21	0.010	51	0.011	81	0.014	111	0.000
22	0.010	52	0.011	82	0.013	112	0.000
23	0.010	53	0.012	83	0.013	113	0.000
24	0.010	54	0.012	84	0.012	114	0.000
25	0.010	55	0.013	85	0.011	115	0.000
26	0.010	56	0.013	86	0.010	116	0.000
27	0.010	57	0.014	87	0.009	117	0.000
28	0.010	58	0.014	88	0.009	118	0.000
29	0.010	59	0.015	89	0.008	119	0.000
						120	0.000

Authority

   The provisions of this Appendix IV issued under sections 206, 506, 1501 and 1502 of The Admistrative Code of 1929 (71 P.S. § §  66, 186, 411 and 412); sections 301 and 303 of The Insurance Department Act of 1921 (40 P.S. § §  71 and 73); and section 410A of The Insurance Company Law of 1921 (40 P.S. §  510.1).

Source

   The provisions of this Appendix IV adopted July 8, 2016, effective August 8, 2016, 46 Pa.B. 3645.

Cross References

   The appendix cited in 31 Pa. Code §  84.2 (relating to definitions).

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