Pennsylvania Code & Bulletin
COMMONWEALTH OF PENNSYLVANIA

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The Pennsylvania Code website reflects the Pennsylvania Code changes effective through 54 Pa.B. 5598 (August 31, 2024).

58 Pa. Code § 635c.2. Player’s Edge 21.

§ 635c.2. Player’s Edge 21.

 (a)  A certificate holder may offer to players a game variation entitled Player’s Edge 21. Player’s Edge 21 shall be played consistent with Chapter 635a (relating to Spanish 21), unless otherwise provided in this section.

 (b)  In addition to the layout requirements of §  635a.2(b)(3) (relating to Spanish 21 table; card reader device; physical characteristics; inspections), the layout must include the following:

   (1)  Insurance pays 2 to 1 with non-suited dealer Blackjack and 5 to 1 with suited dealer Blackjack.

   (2)  Dealer shall draw to 16 and hit on a soft 17, or similar language approved by the Executive Director in accordance with §  601a.10(a) (relating to approval of table game layouts; signage and equipment).

 (c)  Player’s Edge 21 shall be played with five decks, six decks or eight decks of cards that are identical in appearance and at least one cover card. The decks shall consist of 48 cards, with the 10 of each suit removed from each deck during the inspection required under §  635a.4 (relating to opening of the table for gaming).

 (d)  A Player’s Edge 21 wager shall be handled as follows:

   (1)  A Player’s Edge 21 wager shall be made in accordance with §  635a.6 (relating to wagers).

   (2)  A certificate holder may, if specified in its Rules Submission under §  601a.2 (relating to table games Rules Submissions), offer to each player who placed a Player’s Edge 21 wager in accordance with paragraph (1) the option of placing:

     (i)   A Match-Up wager that shall win if either of the player’s initial two cards match the rank of the dealer’s face-up card.

     (ii)   A Match-Down wager that shall win if either of the player’s initial two cards match the rank of the dealer’s face down card.

     (iii)   A Monster Match wager.

       (A)   The Monster Match wager shall be offered as a progressive wager consistent with §  605a.7 (relating to progressive table games).

       (B)   A Monster Match wager shall win if the player’s first two cards combine with the dealer’s first two cards to create any of the following:

         (I)   A suited pair.

         (II)   Three-of-a-kind.

         (III)   Three-of-a-kind in which all three cards are of the same color.

         (IV)   Four-of-a-kind.

         (V)   Four-of-a-kind in which all four cards are of the same color.

         (VI)   Four-of-a-kind in which all four cards are of the same suit.

       (C)   The Monster Match progressive pool’s incrementation shall adhere to one of the following tables, approved as part of the table games Rules Submission under §  601a.2:

ABCDE
Initial seed$5,000$5,000$1,500$1,500$1,500
ReseedReserveReserve$1,500$1,500$1,500
Primary increment22%22%17%17%17%
Reserve increment1%1%N/AN/AN/A

 (e)  The procedure for dealing the cards; completion of each round of play shall be as follows:

   (1)  Player’s Edge 21 shall follow the procedures prescribed in §  635a.7 (relating to procedure for dealing the cards; completion of each round of play) except:

     (i)   The process described in §  635a.7(f) shall be used for settling a Match-Up wager made under subsection (d)(2)(i). A winning Match-Up wager shall be paid under subsection (g)(4).

     (ii)   No player’s cards shall be removed under §  635a.7(h)(1)(i) if the player has an outstanding Match-Down wager or Monster Match wager.

     (iii)   Upon revealing the dealer’s hold card under the process described in §  635a.7(k), the Dealer shall proceed in the following order:

       (A)   Settle a Match-Down wager consistent with the process described in §  635a.7(f). A winning Match-Down wager shall be paid under subsection (g)(4).

       (B)   Settle a Monster Match wager consistent with subsection (d)(2)(iii). A winning Monster Match wager shall be paid under subsection (h).

       (C)   Deal any additionally required cards to the dealer’s hand.

     (iv)   Dealer shall draw an additional card on a soft 17.

 (f)  Double Down wager and Rescue procedures shall be as follows:

   (1)  Except when a player has Blackjack, a player may elect to make a Double Down wager, which may not exceed the amount of their original Player’s Edge 21 wager. A player may double down on two or more cards dealt to them or two or more cards of any split pair. One additional card shall be dealt to the hand for which the player has elected to double down. The additional card shall be dealt face up and placed sideways on the layout.

   (2)  Immediately after a Double Down wager, a player may redouble their existing Player’s Edge 21 wager and receive an additional card (a Double-Double Down wager). The additional card shall be dealt face up and placed sideways on the layout.

   (3)  Immediately after a Double-Double Down wager, a player may again redouble their existing Player’s Edge 21 wager with another Double-Double Down wager and receive an additional card. The additional card shall be dealt face up and placed sideways on the layout. The player may only double 3x on each hand, for up to 8x the original Player’s Edge 21 wager.

   (4)  If a dealer obtains Blackjack after a player makes a Double Down wager or one or more subsequent Double-Double Down wager, the dealer shall collect only the amount of the original Player’s Edge 21 wager and may not collect the additional Double Down wager or the Double-Double Down wager.

   (5)  A winning Double Down wager and a Double-Double Down wager shall be paid in accordance with §  635a.12(a) (relating to payout odds). The additional payouts in §  635a.12(b) and (c) are not applicable to a winning Double Down wager.

   (6)  After the additional card required under paragraph (1) or paragraph (2) has been dealt to the hand, a player may ‘‘rescue’’ (take back) half of the hand’s total wager and forfeit half of the hand’s total wager as long as the additional card does not result in the hand having a total point count in excess of 21.

 (g)  Winning hands shall be determined as follows:

   (1)  A player shall win the Player’s Edge 21 wager if:

     (i)   The total point count of the player’s hand is 21 or less and the total point count of the dealer’s hand is in excess of 21.

     (ii)   The total point count of the player’s hand exceeds the total point count of the dealer’s hand without exceeding 21.

     (iii)   The player has Blackjack, or the point count of the player’s hand equals 21, regardless of the dealer’s hand.

   (2)  A winning Player’s Edge 21 wager shall be paid according to §  635a.12(a), (b) and (d) except:

     (i)   A winning hand with the six, seven and eight of diamonds, not spades, shall be paid at odds of 3 to 1 under §  635a.12(b)(2).

     (ii)   A winning hand with the three cards consisting of three 7s of diamonds, not spades, shall be paid at odds of 3 to 1 under §  635a.12(b)(4).

   (3)  A 7-7-7-7 Super bonus shall be awarded under §  635a.12(c)(1), (2) and (4).

     (i)   All other players at the table who placed a wager during that round of play when a 7-7-7-7 Super bonus is awarded to another player shall also be paid either:

       (A)   An additional fixed payout of $50.

       (B)   An additional fixed payout of $100 if the player has a seven in their first two cards.

   (4)  A winning Match-Up wager and Match-Down wager shall be paid under one of the following paytables, which the certificate holder has identified and had approved as part of its Rules Submission:

     (i)   A certificate holder may select one of the following paytables if five decks or six decks of cards are being used:

HandPaytable APaytable BPaytable C
Two suited matches18 to 124 to 126 to 1
One suited match and one unsuited match13 to 115 to 116 to 1
One suited match9 to 112 to 113 to 1
Two unsuited matches8 to 16 to 16 to 1
One unsuited match4 to 13 to 13 to 1

     (ii)   A certificate holder may select one of the following paytables if eight decks of cards are being used:

HandPaytable APaytable B
Two suited matches18 to 124 to 1
One suited match and one unsuited match13 to 115 to 1
One suited match9 to 112 to 1
Two unsuited matches8 to 16 to 1
One unsuited match4 to 13 to 1

 (h)  A winning Monster Match wager shall be paid under one of the following paytables, which the certificate holder has identified and had approved as part of the Rules Submission:

Triggering EventPaytable APaytable BPaytable C
Four-of-a-kind (suited)100% of progressive100% of progressive100% of progressive
Four-of-a-kind (same color)10% of progressive10% of progressive100% of progressive
Four-of-a-kind200 for 1200 for 1200 for 1
Three-of-a-kind (same color)20 for 125 for 120 for 1
Three-of-a-kind12 for 110 for 112 for 1
Suited pair3 for 12 for 13 for 1


Triggering EventPaytable DPaytable E
Four-of-a-kind (suited)100% of progressive100% of progressive
Four-of-a-kind (same color)100% of progressive100% of progressive
Four-of-a-kind200 for 1200 for 1
Three-of-a-kind (same color)20 for 125 for 1
Three-of-a-kind10 for 110 for 1
Suited pair2 for 12 for 1




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